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What is the mailing address for a payment on a loan or line of credit?

The address to send your loan or line of credit payment may vary, depending on a number of factors. Here’s the breakdown:

Account type	Type of payment	Regular mail	Overnight delivery/Express mail
Personal installment loans Personal lines of credit Small business lines Home equity lines of credit	Regular payment	West coast customers* U.S. Bank P.O. Box 4493 Portland, OR 97208-4493 East coast customers* U.S. Bank PO Box 790179 St. Louis, MO 63179-0179	U.S. Bank Payment/Payoff Processing 1850 Osborn Ave Oshkosh, WI 54902
	Principle only / Payoffs	U.S. Bank Principle Only Payment - FCPT P.O. Box 2426 Oshkosh, WI 54903-2426	U.S. Bank Principle Only Payment - FCPT 1850 Osborn Ave Oshkosh, WI 54902
Mortgage Loans	Regular payment	U.S. Bank Home Mortgage P.O. Box 790415 St. Louis, MO 63179-0415	U.S. Bank Home Mortgage ATTN: Payment Processing 3751 Airpark Drive Owensboro, KY 42301
Reserve line	Regular payment	U.S. Bank Attn: Reserve Line Payments PO Box 790288 St Louis MO, 63179-0167	U.S. Bank Attn: Reserve Line Payments 1850 Osborn Ave. Oshkosh, WI 54902

More information

All payments:
- If the payment is sent without the coupon attached to your bill, please include your full account number. You can add it to the memo line of your check or write a note.
- Overnight addresses should only be used as an exception. They’re not intended for consistent regular payment processing.
Mortgage payments: If you'd like your funds to be allocated in a specific way, please include an explanation as to where they should go. For example, monthly payment due, escrow, or principle-only.

*West coast customer states include AK, AZ, CA, CO, HI, ID, MT, NM, NV, UT. All other states are considered East coast customers.