How do I choose my Cash Plus categories?

It's easy to choose your quarterly categories and you can do it from a desktop or mobile device. Here's how:

  1. Visit and log in. 
  2. Locate the banner for the current quarter and select Choose Your Categories.
  3. Select two items from the 5% category and one item from the 2% category.
  4. Once you're ready, select Activate categories.

Additional information:

  • You can utilize the Cash Plus Optimizer to estimate how you can make the most cash back from your card.
    See also: How do I use the Cash Plus Optimizer
  • If the categories are chosen five or more days before the quarter starts, earnings begin on the first day of the quarter.
  • If the categories are chosen on or after the fourth day before the quarter, earnings take effect in three business days.

You can view and edit your categories starting 45 days before the quarter begins. For example, the quarter starts October 1, so category selections can start on August 17.

  • Categories are locked in once the date has reached five days before the quarter starts.
  • For categories already chosen, they can't be changed at this point.
  • If the categories weren't chosen, they can still be selected. Bear in mind, once you've selected Activate categories, they can't be changed. 

If you have any questions, call us at Cardmember Service, 800-285-8585. We accept relay calls.