More than a bank, we’re part of California.

We invest in California communities.*

  • $2.3 million in community development loans and investments to low- and moderate-income communities.
  • $39 million U.S. Bank Foundation and corporate giving
  • 73,000 volunteer hours


We live and work here.*

  • 2.5 million customers
  • More than 250,000 business customers
  • 11,000 employees
  • 458 branches
  • 668 ATMs

*Businesses with revenue of $25M or less. Does not include Corporate or Commercial customers. 2. U.S. Government fiscal year Oct. 1, 2021 – Sept. 30, 2022. 3. U.S. Bank Corporate CRA Examination Rating received for the examination period January 1, 2016 through December 31, 2020.


New survey shows California finance leaders’ priorities.

We surveyed 253 California-based CFOs and other finance leaders to find out what they view as the biggest risks and opportunities they face. Cutting costs in the finance function was cited as top priority by 62% of respondents. Meanwhile, just 28% of leaders view high inflation as a major business risk.

The full California CFO Report dives deep into the survey results and provides insights you can use to inform your own decisions.

Industry Expertise

Count on our California roots and national resources.

U.S. bank clients benefit from the local knowledge and industry expertise of our relationship managers, plus the resources of the nation’s fifth largest bank. It’s a powerful combination that helps businesses grow.


We understand the challenges and opportunities in ranching, nurseries and all aspects of agriculture in California. We provide equipment financing and other customized credit solutions to help you reach your agribusiness goals.


Our team serves California’s wine industry by providing a full suite of solutions to enable land acquisition and barrel financing, and to help with supply chain solutions. You’ll partner with a banker who understands the uniqueness of all things viticulture.

Environmental services

With a broad spectrum of capital-raising solutions, risk management tools and other specialized products, we have everything needed to support the environmental services industry. We offer revolving credit, term loan facilities and more so you can accomplish your goals.

Here’s how we can tailor financing solutions.

There’s no such thing as one-size-fits-all in business. Discuss your unique business situation with one our trusted relationship managers so we can analyze and identify how you can get the most from our suite of banking solutions.

Commercial equipment financing for Northern California businesses.

Expand your business with commercial equipment financing.

Use a temporary, virtual credit card

Send commercial payments instantly and virtually, no card required.

Corporate credit cards for business

Simplify business and travel expenses with a corporate card.

Case study: AeroVironment expands with support from U.S. Bank.

AeroVironment shot to prominence like a rocket as the contractor that developed the Ingenuity Mars Helicopter that NASA/JPL flew on Mars. Simultaneously, the company was expanding by acquiring Arcturus UAV and two other entities. These acquisitions fueled AeroVironment’s expansion into the Group 2/3 unmanned aircraft market.

Read how this complex deal came together with financing from U.S. Bank and two other large financial companies. Among the solutions were a $200 million term loan and $100 million line of credit.

Let our insights inform the decisions of tomorrow.

Pay foreign suppliers in their currency.

Are you not paying foreign suppliers in their local currency? Read four goals to consider when looking for ways to improve how your organization pays for imports.

Take business expenses off your employees’ personal cards.

Stop paying for business expenses on a personal card. Read about the proven value of corporate cards to manage business transactions.

Use award-winning digital onboarding for treasury.

As demand grows for innovative banking technology, it’s critical to make those innovations accessible and actionable. U.S. Bank was recently honored for achieving both of those goals with a pair of Model Bank awards.

From our leader

“Our Northern California team brings together the best of U.S. Bank and Union Bank. We are grounded in our ethical reputation and financial strength and stability. We put our hyper-local knowledge to work to build solutions that propel your business forward.”

Brian Mulvaney,
California Market President

Meet your Northern California U.S. Bank team.

You need a financial partner that understands banking needs for your organization in Northern California. We want to understand your business, so we can put your needs first.

Wine & Vineyard Division

Alison Martin
Senior Vice President

San Francisco and East Bay

Brian O'Melveny
Senior Vice President


Brian Dean
Senior Vice President

San Jose

Michael Stahl
Senior Vice President

Central Valley and Agriculture

Scott Lisle
Senior Vice President

Consult with our Northern California team today.




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Investment products and services are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency

The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bank:

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

For U.S. Bancorp Investments, Inc.:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via An investor brochure describing BrokerCheck is also available through FINRA.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Foreign-denominated funds are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.