We’re a part of Northern California.

We invest in our Northern California communities.*

  • $217 million Community Development Loans
  • $10.37 million U.S. Bank Foundation and corporate giving
  • 13,010 volunteer hours


We live and work in Northern California.**

  • 889,263 customers
  • 82,056 business customers
  • 1,695 employees
  • 224 branches
  • 124 ATMs

We are expanding our footprint in Northern California.

  • We've entered a definitive agreement to acquire MUFG Union Bank to enhance U.S. Bank's existing West Coast franchise.
  • U.S. Bank to integrate with TravelBank's platform to provide customers an end-to-end expense, travel and payment program.

* Three-year total for Sacramento, San Francisco and Silicon Valley: January 1, 2017 – December 31, 2020.
** Total customer, business customer data, branches, ATMs and employee data as of March 31, 2021.


Try our easy-to-use debt tracker to assess your interest rate exposure.

Regularly reviewing a company’s debt obligations is critical for understanding potential risks and avoiding unexpected issues. If you haven’t already organized a list of all loan obligations, get started with our 5-step framework for evaluating interest rate exposure and establishing a risk management strategy.

Two hands extended in a handshake

Our customer relationships set us apart.

From a regional CFO

“This relationship started in 1992. As we have expanded from a small family enterprise to a world-class, vertically integrated conglomerate of food producing and food processing entities, U.S. Bank has handled all our transactional needs from credit cards to commercial real estate loans, from fraud free checking to international collections. They’re simply the best there is.”

Mike Wallace,
Chief Financial Officer at Crain Walnut Shelling Inc.
Los Molinos, Calif.

Our solutions aren’t a one-size-fits-all for every business. Discuss your unique needs and goals with one of our trusted relationship managers so we can help you get the most from our suite of commercial banking solutions.

We listen. Here’s how we can tailor financing solutions.

Expand your business with commercial equipment financing.

Send commercial payments instantly and virtually, no card required.

Simplify business and travel expenses with a corporate card.

We have insights to propel your business.

It's time to pay foreign suppliers in their currency.

Are you not paying foreign suppliers in their local currency? Read four goals to consider when looking for ways to improve how your organization pays for imports.

Take business expenses off your personal credit card.

Are your employees paying for business expenses on their personal card? There’s an easier way. Read about the proven value of corporate cards to manage business transactions.

Explore award-winning digital onboarding for treasury.

As demand grows for innovative banking technology, it’s critical to make those innovations accessible and actionable. U.S. Bank was recently honored for achieving both of those goals with a pair of Model Bank awards.

Mahesh Kharhar, Northern California Market President

From our leader

“Our Northern California team combines the power of our hyper-local experience with our 155-plus year history of relationship banking in the U.S. to build solutions that grow commercial businesses.”

Mahesh Kharkar,
Northern California Market President

Meet your Northern California U.S. Bank team.

You need a financial partner that understands banking needs for your organization in Northern California. We want to understand your business, so we can put your needs first.

Wine & Vineyard Division

Alison Martin
Senior Vice President


San Francisco

Brian O'Melveny
Senior Vice President



Brian Dean
Senior Vice President


Consult with our Northern California team today.

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