2023 Corporate Responsibility Report available now

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U.S. Bank Foundation Opportunity Fund helps small businesses grow and thrive

We give back.

We invest our time, talents and resources to uplift people. We care about the causes that matter to our clients and communities.

U.S. Bank Foundation

The U.S. Bank Foundation drives philanthropic initiatives, including grants, nonprofit donations, and employee giving and volunteerism efforts.

Corporate sponsorship

We partner with organizations across the country to support communities and meet business goals.

Disaster relief and financial recovery

Our disaster help line and financial assistance programs aim to protect our clients when they need it most.

Reba Dominski

"We’re powering opportunities for growth and innovation. This work helps us evolve our business and have a positive impact on people and the planet.”

— Reba Dominski, U.S. Bank Senior Executive Vice President and Chief Social Responsibility Officer

We enable financial wellness.

We empower people to manage their finances, build wealth and thrive in their communities.

Financial inclusion products

We’re creating flexible, accessible products that serve a wide range of financial needs. These include our Simple Loan, Business Diversity Lending Program, Bank Smartly® Checking, Safe Debit and secure credit cards.

Our people and services

We’ve created custom employee roles, free programs and digital tools to support our clients’ and communities’ financial well-being journeys. For example, our Goals Coaching program helps people turn passions into plans.

Financial education

We help people understand the financial building blocks to achieve their goals — from budgeting and saving to building credit and investing.

Financial IQ

The financial education section of our website contains a wide catalog of articles, tools and insights to help with money management and more.

U.S. Bank Student Scholarship

Our scholarship program teaches financial wellness concepts and has awarded hundreds of thousands of dollars to help students pay for college.

WNBA Changemaker

As part of our WNBA Changemaker partnership, we’re providing financial education for WNBA players and alumni.

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U.S. Bank Access Commitment®

Access Commitment is our long-term approach to support underserved communities, including communities of color, on their path to building generational wealth.

U.S. Bank Access Home

U.S. Bank Access Home Loan is a special purpose credit program that provides up to $17,500 in combined down payment and closing cost assistance1, 2 for qualified buyers.

U.S. Bank Access Business

Business Access Advisors offer direct assistance to small business owners in key markets.

U.S. Bank Access Wealth

Our wealth specialists provide resources and guidance to help people in underserved communities build wealth and work toward their financial goals.

We celebrate inclusion.

We are committed to diversity, equity and inclusion (DEI) for all key stakeholders – from employees and suppliers to clients, consumers and the communities we serve.

TechKnow 123 owner Kashif Kincaid, left, and U.S. Bank branch manager Ramone Davis

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DEI at U.S. Bank

Our approach to DEI means creating a space where people feel they belong. Their voices and ideas matter to us.

Diverse customers and communities

We celebrate diverse cultural groups and support their journeys toward owning homes, running small businesses and building wealth.

Human rights and ethics

Our culture of ethics and integrity is at the heart of our purpose. We work to ensure the safety and dignity of employees, customers and communities.

We operate responsibly.

As the largest superregional bank in the United States, we have a responsibility to serve employees, clients and communities. We take that responsibility seriously.

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Environmental, social and corporate governance (ESG)

We empower communities, drive more equitable access to financial resources and support the transition to a low-carbon economy. 

$100 billion community commitment

The U.S. Bank community benefits plan (CBP) is a five-year, $100 billion commitment to help people and communities thrive. 

Supplier development and diversity

Our program identifies, develops and builds strong relationships with small and diverse businesses.

U.S. Bancorp Impact Finance

We’re an industry leader in providing financial solutions that help create positive impact for communities and the environment.

Terry Dolan

“For more than 35 years, U.S. Bancorp Impact Finance has leveraged our purpose and strengths to create lasting community impact.”

— Terry Dolan, U.S. Bank Vice Chair and Chief Administrative Officer

Corporate responsibility reports

Our corporate responsibility and community impact reports reflect our environmental and cultural efforts in the communities we serve. Explore our latest reports to dive deeper into our work and where we plan to go next. In compliance with state and other disclosure requirements, we're also providing our TCFD and CDP reports, including information regarding verification of our emissions data.

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Disclosures

  1. The assistance funds loan payments are deferred, due upon sale of the property, first mortgage is refinanced or the first mortgage is paid off.

  2. The closing cost credit will be up to $5,000 for all approved loans at closing. If the amount due from the borrower for closing costs, points and prepaid costs exceeds $5,000, after the minimum $1,000 borrower out of pocket and all other applicable credits, the credit will be $5,000. If the final amount due from the borrower is less than $5,000, the credit will cover only the amount due, after the minimum $1,000 is applied.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.