Easy Checking is a basic checking account that comes with standard benefits like a debit card that doubles as an ATM card. It also gives you full access to Online and Mobile Banking, a suite of tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more.

Easy Checking benefits

Basic banking must-haves

You'll get a U.S. Bank Visa® Debit Card, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Pricing and features

Monthly maintenance fee

  • $6.95

  • $0

    Combined monthly direct deposits totaling $1000+
    - or -

    Average account balance of $1,500.1
    - or -
    Account holder(s) age 65 or greater.

Paper statement fee

$2.00 Paper Statement Fee2 applies unless enrolled in eStatements.

$2.00 Paper Statement Fee2  waived for account holder (s) age 65 or greater.

Other fees

The most common checking fees are listed in the Easy Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.

Apply now

Our online application is fast and secure

Fast

Open a checking account online in minutes.

Secure

We use the strongest available 128-bit encryption to protect any information you send.