Easy Checking is a basic checking account that comes with standard benefits like a debit card that doubles as an ATM card. It also gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more.

Sound good? You may also like our Silver Checking Package, a matched checking and savings account with extra ways to help you save.

Easy Checking benefits

Basic banking must-haves

You'll get a U.S. Bank Visa® Debit Card, no-fee transactions at U.S. Bank ATMs, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Pricing and features

Monthly maintenance fee

  • $8.95

    With paper statements1

  • $6.95

    With eStatements

  • $0

    With combined monthly direct deposits of at least $1,000
    - or -

    An average account balance of $1,5002

Other fees

The most common checking fees are listed in the Easy Checking Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. For more detailed information, see Consumer Pricing Information and Your Deposit Account Agreement.

Apply now


Our online application is fast and secure


Open a checking account online  in minutes, and fund it with your credit or debit card.


We use the strongest available 128-bit encryption to protect any information you send.