Easy Checking details
Monthly maintenance fee
$0 or $6.95
How to waive the monthly maintenance fee
There are three ways to waive the monthly maintenance fee for this account:
- You have combined monthly direct deposits totaling $1,000 or more
- You keep an average account balance1 of $1,500
- You are age 65 or greater
A $2 paper statement fee2 applies unless the account is enrolled in e-statements. The $2 paper statement fee is waived for account holders age 65 or older.
Easy Checking benefits
Basic banking must-haves
Overdraft protection transfers
Pay no fees for overdraft protection transfers made from a linked deposit account (U.S. Bank consumer savings account, money market or a secondary checking account). Overdraft Protection Transfer Fees apply when transfers are made from a linked U.S. Bank credit account 4(Reserve Line of Credit, Credit Card, Personal Line of Credit, Home Equity Line of Credit and other lines of Credit).
For more information on features and pricing, check out:
Our online application process is fast and secure.
You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.