Cash-back deals is a free, automatic benefit of most personal U.S. Bank debit or credit cards. Based on your spending, you’ll receive personalized offers from your favorite retailers.
U.S. BANK CASH-BACK DEALS
Activate deals to earn cash back on gas, groceries & more
Get cash back from the brands you love using your U.S. Bank consumer credit or debit card. Cash-back deals are personalized offers based on your spending. Access them easily through the U.S. Bank Mobile App or online banking.
Choose offers from hundreds of top brands
Below is a sample of the growing number of merchants offering cash-back deals on everyday purchases like gas, groceries, dining and more.
Cash-back deals are as easy as 1-2-3
1. Activate
Choose as many offers as you like by selecting the plus icons.
2. Shop
Pay with any U.S. Bank consumer credit or debit card.
3. Earn
We’ll credit your account within two billing cycles.
Join the millions of U.S. Bank customers enjoying cash-back deals
Cash-back deals are offered exclusively to U.S. Bank personal credit and debit card holders. Our customers activated an average of $220 1 in potential earnings last year.
Not yet a U.S. Bank customer?
Frequently asked questions
To find your deals, just log into your account. Scroll down towards the bottom of your dashboard and you’ll see Cash-back deals. Select the View all deals button.
Your cash-back deal offers are updated regularly. Set up notifications to ensure you never miss an offer by going to the Notifications setting of the mobile app and select Cash-back deals. Or in online banking, navigate to Alerts & notifications and then Offers & insights.
Sign into your account via online banking or the mobile app and check out your personalized list of cash-back deals. Simply tap or select Activate for the deals you like. Once activated, the offer details will appear, including merchant info, store locations, deal requirements and more. Make sure to review these details to ensure you meet the offer requirements.
After activating a cash-back deal, simply use your U.S. Bank credit or debit card to pay for the purchase.
We will automatically credit your account within two billing cycles. Your cash back will appear as a statement credit. You can view redeemed offers and the amount credited to your account by visiting the Cash-back deals page via online banking or the mobile app.
Most personal debit and credit cards are eligible once activated. The following cards are not eligible:
- Some co-branded U.S. Bank / retail credit cards. These include: Auto Club Group (AAA), Ameriprise, BMW, Elan, Fidelity, Harley-Davidson, and Mikimoto. All other co-branded are eligible.
- Business debit or credit cards
Customers who hold any of these cards will not receive cash-back offers, even if they also have eligible cards.
Yes, they are different. Rewards earned on your credit card are specific to that card’s rewards program. Cash-back deals are not tied to credit card rewards programs. Instead, they are personalized offers that are based on your usage of all your cards and your participation in the program.
Each customer receives personalized cash-back deals based on their spending habits across all their eligible U.S. Bank debit and credit cards. Joint signers and authorized users receive their own unique set of deals.
Sometimes. It depends on the offer. See the offer details after activating a deal.
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