Why use Zelle®?

It’s fast.

Send or receive money in minutes.1

It’s safe.

No personal information or account details are shared.

It’s easy.

All you need is the recipient’s email or United States mobile phone number.

It’s free.

Use Zelle® for free in the U.S. Bank Mobile App or online banking.

How to enroll with Zelle® at U.S. Bank

Enroll in Zelle - Get started view

Go to your U.S. Bank Mobile App or online banking.

There’s no need for a separate Zelle® login to get started.

Enroll in Zelle - Enter contact information

Provide your contact information.

Choose the United States mobile phone number or email associated with your U.S. Bank account. Follow the simple directions.

Enroll in Zelle - Connect your account

Connect your account to Zelle®.

Choose your account and start sending money to friends, family and others you know and trust.

How to send and receive money with Zelle®

Treat Zelle® payments like you would cash. Only send money to people you know and trust.

U.S. Bank Mobile App dashboard

How to send money with Zelle®

Select Send money from your dashboard, then select Send money once more. Choose your recipient or add a new one.

Zelle receive money view on smartphone

How to receive money with Zelle®

Share the United States mobile phone number or email address associated with your bank account.

How to use Zelle® safely

With Zelle®, money is safely sent directly between accounts with no stops in between. You can further safeguard your money and data with these security tips.

Only send money with Zelle® to people you know and trust.

Once a transaction is complete, it can’t be canceled. Make sure to only send money with Zelle® to trusted recipients.

Protect yourself from online scams.

Never give out your login credentials, treat Zelle® like cash and don’t respond to unsolicited requests.

How does Zelle® work for you?

Person on vacation using a smartphone

Use Zelle® to share the cost of a vacation or gift.

It’s easy to split the cost of a large purchase or activity with up to 10 people.2

person at home using a smartphone

Send money with Zelle® for shared household bills.

Stay on top of your household bills, like rent, and other shared costs with Zelle® by setting up recurring payments.

Friends using a smartphone together

Split the tab with friends.2

Tired of asking a restaurant to split the bill multiple ways? Just pay the bill on your card and receive Zelle® payments from friends and family for their portions.

Frequently asked questions.

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  1. To send and receive money in minutes with Zelle®, you must have an eligible United States bank account and have a United States mobile number registered in your online and mobile banking profile for at least three calendar days. Transactions between enrolled consumers typically occur in minutes.

  2. Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.