| Term | 10-year ARM |
| Rate | |
| APR Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. |
|
| Points Mortgage points, or discount points, are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment. One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. |
| Term | 7-year ARM |
| Rate | |
| APR Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. |
|
| Points Mortgage points, or discount points, are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment. One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. |
| Term | 5-year ARM |
| Rate | |
| APR Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. |
|
| Points Mortgage points, or discount points, are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment. One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. |
| Term | Rate | APR Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. |
Points Mortgage points, or discount points, are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment. One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. |
|---|---|---|---|
| 10-year ARM | |||
| 7-year ARM | |||
| 5-year ARM |
Get answers to common questions.
Supporting Resources
Compare your loan options and check out the following resources to find answers to common mortgage-related questions. Or contact an experienced U.S. Bank mortgage loan officer today at 855-815-8894.
Find a mortgage loan officer
Call 855-815-8894
Request a call
Chat with a bankerPrequalifying helps you see how much you might be able to borrow.
Or if you’re ready to refinance, start your application.
Equal Housing Lender