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How do I set up direct deposit?

Direct deposit is an easy, worry-free way to have automatic deposits electronically sent to your U.S. Bank checking or savings account. 

Online banking steps:

To get started, log in to online banking and follow these steps:

  1. Obtain your account and routing number. Be aware, the routing/transit number on the bottom of a deposit ticket isn't valid.
  2. Print our direct deposit form and provide the following information:
    • Your U.S. Bank routing and account numbers
    • The account type
    • Your first and last name, and SSN (if your employer requires it)
    • Your signature, the date, and your phone number
  3. Payroll checks: Give the completed form to your payroll department and let them know you’d like to have your payroll check deposited into this account. Your employer may require a voided check. You can either place an order for checks, or contact your local branch for assistance. 
  4. Social Security checks: Give the completed form to your local U.S. Bank branch or Social Security Administration office, and let them know you'd like to have your Social Security deposited into this account. You can also visit GoDirect.gov to sign up online or call Go Direct at 800-333-1795. You'll need your SSN, as well as the account and routing number. 

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank mobile app.

Note: The option to create your personalized direct deposit form is only available on the U.S. Bank Mobile App. This option is not available on online banking.

If you'd like a personalized direct deposit form, follow the steps below to obtain one.  

  1. Select the account you'd like to have your funds deposited into.
  2. Choose the account menu on the left (three vertical dots) and select Account Options.
  3. Scroll and choose Get Direct Deposit Doc.
  4. Select Show Direct Deposit PDF. Personalized direct deposit forms are automatically filled out with your account details, including a check with your personal information on it.
  5. Payroll checks: Give the completed form to your payroll department and let them know you’d like to have your payroll check deposited into this account. Your employer may require a voided check. You can either place an order for checks, or contact your local branch for assistance. 
  6. Social Security checks: Give the completed form to your local U.S. Bank branch or Social Security Administration office, and let them know you'd like to have your Social Security deposited into this account. You can also visit GoDirect.gov to sign up online or call Go Direct at 800-333-1795. You'll need your SSN, as well as the account and routing number.