KNOWLEDGE BASE

How do I set up direct deposit?

Direct deposit is an easy, worry-free way to have automatic deposits electronically sent to your U.S. Bank checking or savings account. 

To set up direct deposit without sending a form, log into digital banking and we'll help you set it up. The process is similar to adding a linked external bank account to your dashboard to view.

To set up direct deposit using digital banking

  1. Online banking users:
    1. Select the account to have your funds deposited into.
    2. Choose Set up direct deposit, then select Set up now.

Mobile banking users: 

    1. Select the account to have your funds deposited into and choose Manage at the top of the screen.
    2. Scroll to the "Account Services" section and select Set up direct deposit. Then select Set up now.
  1. Choose your employer from one of the lists provided. If it's not there, use the search function to locate your employer.
  2. Log in with your employer or payroll provider.
  3. Review the details of your payroll distribution, then select Confirm.
  4. A confirmation page will appear, select Done to finalize the process.

Prefilled direct deposit form for consumer accounts

The prefilled direct deposit forms automatically have your account details, including a check copy with your personal information on it. This option is not available for business accounts.

To open a prefilled direct deposit form using online banking

  1. Select the account you'd like your direct deposit sent to.
  2. Choose Set up direct deposit.
  3. Select Download a prefilled PDF instead (found below the "Set up now" button).

To open a prefilled direct deposit form using the U.S Bank Mobile App

  1. Select the account you'd like your direct deposit sent to.
  2. Choose Manage at the top of the screen.
  3. Scroll and select Set up direct deposit.
  4. Select To do it manually, download a prefilled form here (found above the "Set up now" button).

More information

If you're unable to set up direct deposit digitally or obtain a prefilled form, you can download a blank form to fill out. View our Direct deposit form.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.