Direct deposit is an easy, worry-free way to automatically have deposits electronically sent to your U.S. Bank checking or savings account. 

Please be aware, if you receive Social Security, contact 800-772-1213 to set up direct deposit. Be prepared with your 12-digit account number and routing number.

To set up direct deposit in online banking and the U.S. Bank Mobile App

1. Select the account to have your funds deposited into.
2. Choose Account, then select Direct deposit (found within the Services section).
3. Select Set up now.
4. Choose Auto payroll switch to move your direct deposit electronically. We will try to locate your employer based on your personal information.
   Note: Select Send completed form if you’d like to send it directly to your employer instead.
   • If we can locate your employer:
     1. Verify the checking account shown is the one you’d like your funds deposited to. You can use the drop-down menu to change it, if available. Then select Continue.
     2. A one-time passcode will be sent to your mobile phone number on file. Enter the code provided.
     3. Decide how much of your funds should be deposited (full paycheck or partial). Then select Next.
     4. Review your bank account details, deposit amount, and the terms and conditions. If you agree, mark the checkbox and select Confirm.
     5. Select Return to U.S. Bank to get back to your accounts.
   • If we cannot locate your employer:
     1. Tell us who pays you. You can use the search feature to find participating employers if yours isn’t listed.
     2. Sign in using the username and password assigned to you by your employer.
     3. Review your direct deposit details. If correct, select Confirm.

More information 

• This option is not available for business accounts.
• If you're unable to access direct deposit setup digitally, you can download our Direct deposit form to fill out. Learn more by visiting our Direct Deposit page.