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      You invest, we do the rest. Low fees and low minimum investment.
      Learn more about Automated Investor from U.S. Bancorp Investments.

       

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Platinum – Our top-tier account, with the best rates and all the perks.
Gold – Extra benefits for U.S. Bank credit card and loan customers.
Easy – A basic checking account with great standard features.
Student – A basic checking account with features just for students.
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U.S. Bank Visa Platinum Card

U.S. BANK VISA® PLATINUM CARD

Enjoy a low intro APR for 20 billing cycles.*

U.S. Bank Visa Platinum Card
Apply now

For a limited time, get a special 0% introductory APR* (view terms and conditions) on purchases for 20 billing cycles. After that the APR is variable, currently  (view terms and conditions). Plus there’s no annual fee (view terms and conditions)!

Apply now

Handle emergencies with zero

In the event of an unexpected bill, a credit card with 0% Intro APR* (view terms and conditions) can keep your finances more manageable.

Upgrade with zero

Furniture doesn’t fit with your new apartment? Upgrade and enjoy a 0% Intro APR* (view terms and conditions) on purchases while you pay off your balance.

No annual fee

Enjoy all of these benefits without an annual fee.

Add Platinum to your mobile wallet and enjoy the convenience and security of contactless payments

  • Security — Your card number isn't stored on the device.
  • Wide Acceptance — Mobile payments can be used at many stores and in apps.
  • Ease — Pull out your phone to pay.

Learn more about mobile payments  ›

Apply now

Additional benefits

Cell Phone Protection

Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card.1 Learn more about cell phone protection.

Fraud Protection

Detects and notifies you of any unusual card activity to help prevent fraud.

Free TransUnion® Credit Score2

Enroll in Online Banking and get your TransUnion Credit Score at no cost and receive email alerts when there are big changes to your credit report.

Choose Your Payment Due Date

Everyone’s schedule is different. So it's handy to be able to pick when your payment is due.3

24/7 Account Access

Use Online Banking or the U.S. Bank Mobile App to make a payment, check your balance, view transactions and much more.

AutoPay

Avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.

U.S. Bank’s Platinum Visa credit card 0% lntroductory APR

Awarded Best 0% APR Credit Card

The U.S. Bank Visa Platinum Card application. Apply now for the card that earned Nerdwallet's Best-Of Award for 2020.

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