How do low interest rate credit cards work?

A low interest rate credit card is an excellent choice to help you consolidate your debit or pay for a large purchase over time.

Do you need to replace your refrigerator or build a new deck? Using a low interest credit card could give you extra time to pay for these big-ticket items.

How can a low interest rate credit card help with my debt?

Help get your debt under control by transferring a balance from a high interest card to a low interest card.

Look for cards with no annual fees, a long introductory period and a low ongoing interest rate as a long-term debt reduction strategy.

Do I have to choose between a low interest rate or rewards credit card?

The good news is that many low interest rate credit cards come with rewards so you can get the best of both worlds.

Before deciding on a low interest credit card consider your overall spending habits.

The U.S. Bank Visa® Platinum Card is a great option if you're looking to consolidate debt or pay for a large purchase over time.

U.S. Bank offers a selection of low interest credit cards

U.S. Bank Altitude® Go Visa Signature® Card

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U.S. Bank Cash+® Visa Signature® Card

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U.S. Bank Visa® Platinum Card

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Disclosures

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., or Mastercard International Incorporated or American Express, and the card is available to United States residents only. Mastercard is a registered trademark, and the circles design is trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.