Cash Risk Management Solutions

Make your cash balances work for you.

Stay informed about your cash position and get insights on how to make the most of your cash.

Track cash balances.

Easily gather cash balance data, manage daily cash variances and leverage historical financial data. Take advantage of configurable reporting tools and download information in your preferred format. Avoid overdraft fees and interest on borrowed funds.

Leverage cash forecasting tools.

Identify unexpected cash flows with tools that help you calculate projections, upload data, graph statistics and download results. Include inbound data exchange accounts and manually add data for non-U.S. Bank accounts to help you quickly build and update your forecast.

Protect your working capital.

Detect fraud with Positive Pay or ACH debit transactions.

Positive Pay electronically matches checks that are presented to items that a customer has disbursed and described on the issue file. Non-matching items are identified as exceptions, and you decide whether to pay or return non-matching items.

Prevent unauthorized ACH transactions.

ACH Filter and Block Services allow you to authorize specific Automated Clearing House (ACH) debits and/or credits or prevent all ACH transactions from posting to your U.S. Bank account.

Mitigate check fraud risk.

Check Filter Service helps reduce losses due to check fraud by preventing check transactions over a specified dollar amount or blocking all checks from posting to your account. Any check presented where the dollar amount is more than the established threshold will be returned.

Enhancing liquidity management: 4 benefits of visibility

Keep up to date with the evolving liquidity management landscape. These trends will help guide your strategy.

Learn more

Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

For purposes of Section 15B of the Securities Exchange Act of 1934 (the "Act") (SEC Rule 15Ba1-1 et seq.) (the "Rule"), U.S. Bank, National Association (the "Bank"): (1) is not recommending and will not recommend an action to you; (2) is not providing and will not provide "advice" to you as defined in the Rule, and any information or communication from the Bank in respect of your accounts with the Money Center or the Safekeeping Departments of the Bank (the "Account(s)") or in respect of any securities transaction or potential securities transaction to be executed via the Account(s) is not intended to be and should not be construed as "advice" as defined in the Rule; and (3) the Bank is not acting as an advisor to you and does not owe you any fiduciary duty pursuant to Section 15B of the Act or otherwise with respect to any such Account(s), information, communication, transaction or potential transaction.

You should discuss any information or material provided to you by the Money Center in connection with trading, investing or other activity in the Account(s) with any and all of your internal or external advisors and experts that you deem appropriate before acting on any such information or material.

Although money market mutual funds seek to preserve the value of your investment, it is possible to lose money by investing in a money market mutual fund. Past performance does not guarantee future results.

You may obtain a prospectus for available money market mutual funds that contains more complete information, including investment policy, fees, and expenses from your Money Center Representative. Read the prospectus carefully before you invest. For certain mutual funds, the mutual fund’s investment adviser may have elected to waive or absorb all or a portion of fees during a given period. This waiver or absorption would have the effect of increasing a mutual fund's reported yields. Information about any waivers can be found in the mutual fund's prospectus.

Deposit products offered by U.S. Bank National Association. Member FDIC. Eligibility requirements, other fees and conditions may apply. Rates are subject to change without notice.

Foreign-denominated funds are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.