Gold Checking Package benefits
Pay no ATM Transaction fees at U.S. Bank ATMs. No ATM Transaction fees are charged on your first two Non-U.S. Bank ATM Transactions per statement period.2 (Note: Non-U.S. Bank ATM Transaction fees apply after two.)
Overdraft protection transfers
Pay no fees for overdraft protection transfers made from a linked deposit account (U.S. Bank consumer savings account, money market or a secondary checking account).3 Reduced fees for Overdraft Protection Transfer Fees when transfers are made from a linked U.S. Bank credit account (Reserve Line of Credit, Credit Card, Personal Line of Credit, Home Equity Line of Credit and other lines of Credit).
Basic banking must-haves
Family member accounts
Get up to two additional Easy Checking accounts with no monthly maintenance fee.5
Benefits beyond checking
A great savings account
Competitive interest rates and no monthly maintenance fees are two big benefits of our Package Money Market Savings account,6 available to our Gold Checking Package customers. And like most U.S. Bank savings accounts, it can also be used to provide overdraft protection.
Eligibility to save on closing costs
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000.7 You may be eligible for this Customer Credit with a U.S. Bank personal checking package, or with an existing first mortgage with U.S. Bank.8
100 free trades
Get 100 free trades9 per calendar year with a self-directed brokerage account through our affiliate, U.S. Bancorp Investments.* Offer applies to online trades of equities and exchange-traded funds only and requires enrollment in paperless documents for self-directed brokerage account. Learn about brokerage and IRA accounts.
For more information on features and pricing, check out:
You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.