Create your legacy.

Each of the Access Commitment initiatives is focused on not only building wealth, but creating a legacy — via owning a home, growing and sustaining your small business and investing and managing your wealth.

Family posing outside their new home.

U.S. BANK ACCESS HOME

Start your homeownership journey.

Owning a home is one of the key ways to build wealth and pass it down. Through U.S. Bank Access Home, you can find information and guidance each step of the way.

Get started
Business owner standing in her shop

U.S. BANK ACCESS BUSINESS

Expand your business.

Whether you’re just starting out or already established, connect with a U.S. Bank local Business Access Advisor to get the resources you need to grow your small business.

Find out how
Father and son standing outside.

U.S. Bank ACCESS WEALTH

Build your wealth.

Create a personalized plan to address your short- and long-term financial goals with more of the information you need for today and the future.

Learn more
Group of business women.

Resources for microbusinesses and community developers

The U.S. Bank Access Fund was established to provide capital and technical assistance to microbusinesses owned by women of color, prioritizing Black women.

U.S. Bank Access to Capital awards grants to Community Development Financial Institutions to help increase affordable housing and grow the number of developers led by people of color.

Get the details (PDF)

Access tools and resources to help you get started and stay focused.

Learn where you stand.

Answer eight easy questions about saving, spending and borrowing to learn how you approach finances. Then, access personal insights and set savings goals with the award-winning U.S. Bank Mobile App.1

Take the financial assessment Get the app

Boost your financial IQ.

Brush up on your financial know-how with articles and short, educational courses on topics like managing debt or creating a budget.

Browse articles Take a course

Get expert advice.

Get free, personalized coaching to help you discover and work toward the goals that are most important to you – money-related or not.

Learn about goals coaching Connect with a banker

Our commitment in action

Tracy Egerson, a Mortgage Loan Originator Development Trainee at U.S. Bank

Mortgage loan originator trainee focused on advancing Black homeownership

Read her story
U.S. Bank Business Access Advisor Micae Brown chatting with small business owner Melvin Cannon at a Chicago branch

Business Access Advisors help take minority small businesses to the next level

Learn how
Javonne Sanders and Matthew N. Crawford of salad company Toss It Up

Expanding horizons for Black female entrepreneurs in Los Angeles

Get details
Illustrated hand with dollar sign

Building wealth: Our progress so far

$321 million: Capital provided to Black-owned or -led businesses and organizations in 2022

$250 million: Loan commitments to Community Development Financial Institutions

We’ve made progress to help people build wealth, but we still have a lot more work to do, and a lot more families, businesses and communities to empower.

Read more
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Disclosures

Investment and insurance products and services including annuities are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

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  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile apps in its Q1 2023 Mobile Banker Scorecard.

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Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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