Create your legacy.

Each of the Access Commitment initiatives is focused on helping you build wealth and create a legacy — via owning a home, growing and sustaining your small business and investing and managing your wealth. Our goal is to ensure that everyone has access to the tools, resources and networks that allow businesses and communities to thrive.

Family posing outside their new home.


Start your homeownership journey.

Owning a home can be one of the key ways to build wealth and pass it down. Through U.S. Bank Access Home, you can find information and guidance each step of the way.

Business owner standing in her shop


Expand your business.

Whether you’re just starting out or already established, connect with a U.S. Bank local Business Access Advisor to get the resources you need to help grow your small business.

Father and son standing outside.


Build your wealth.

Create a personalized plan to address your short- and long-term financial goals.

U.S. Bank Access Capital

Resources for community developers

Minority-owned banks and credit unions are encouraged to explore our curated suite of products and services to help build capacity, expand revenue and improve operational efficiency.


Access Capital serves underrepresented developers and the CDFIs, small business owners and nonprofits that support them.

Access tools and resources to help you get started and stay focused.

Manage your finances from anywhere.

Access personal insights and set savings goals with the the award-winning U.S. Bank Mobile App.1

Boost your financial IQ.

Brush up on your financial know-how with articles and short, educational courses on topics like managing debt or creating a budget.

Get expert advice.

Get free, personalized coaching to help you discover and work toward the goals that are most important to you – money-related or not.

Our commitment in action

A group of U.S. Bank employees and community members standing in front of a bank branch.

Bank expanding program designed to help underserved small businesses grow

Miranda Walker with U.S. Bancorp Impact Finance and Johnny Opara, president and CEO of JO Companies, LLC.

Impact Capital program provides funding to developers, fulfills promises

A group of people from U.S. Bank and the community attending a ribbon cutting.

First U.S. Bank Black Heritage Community branch unveiled in Los Angeles

Building wealth: Our progress so far

$671 million: Capital invested in minority-owned businesses and organizations through U.S. Bancorp Impact Finance

$492 million: Amount spent with minority-owned suppliers

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

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  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

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