Explore different RV types and hit the road in your dream vehicle.

General considerations when buying an RV

Intended use

Think long and hard about what kind of RVing you want to do. How many people do you want to travel with? Do you like to cook? Would you like the ability to go off-grid for extended periods, or do you prefer the convenience of a public RV park with water and electric hookups? Do you want all the comforts of home while on the road, or are you willing to sacrifice some luxuries to make room for other priorities? Do you own (or are you willing to purchase) a vehicle capable of towing an RV trailer?

Floor plan

There are literally thousands of different floor plans available. While obviously a larger RV will give you more space to customize the way you want, interior layout may be even more important in a smaller RV. Make sure you choose a design that makes you feel comfortable, uncrowded and unencumbered. After all, you’ll be spending a lot of time in this vehicle.

Budget and financing

There are lots of questions to ask yourself before buying an RV. How much RV can you afford? Will you buy new or used? And how will you pay for it?

One RV financing option is a U.S. Bank RV loan. With our easy online application, you could have a decision the same day you apply. 

Types of RVs

There’s a huge variety of different RV styles, designs and floor plans. The dividing lines between categories can sometimes become blurred, and many RVs available for sale today share features and attributes from multiple different types. That said, we’ll explain the most common classifications.

RVs fall into two broad categories: drivable RVs and towable RVs (trailers that require a separate towing vehicle).

Drivable RVs


Built on existing or specially designed truck or van chassis, drivable RVs are powered by an engine and drivetrain. Unlike with trailers, the living area of the RV is accessible while in transit.

Towable RVs


Each of the RV styles in this category requires a separate towing vehicle. What kind of towing vehicle you’ll need varies depending on the size and loaded weight of the trailer. Some smaller, lightweight trailers can be towed by a family-size sedan or compact SUV, whereas something larger like a Fifth Wheel trailer will require a ¾-ton or 1-ton pickup to tow safely. Also, bear in mind that it’s illegal in most states for passengers to ride in a moving trailer on the road, so be sure you have a roomy enough towing vehicle to seat your travel party on the road. 

RV buying tips

Should I buy a new or used RV?

When buying an RV, there are good reasons to consider both new and used. Let us help you decide. 

How I did it: Deciding whether to buy an RV

U.S. Bank Vice President Jen Wendt discusses the considerations that went into her family’s decision.

Costs of owning an RV

Be sure you consider the long-term costs of RV ownership when budgeting for your purchase.

Shop and compare

Still undecided? You can explore all kinds of new and used RVs available now from our participating dealers in our RV marketplace. You’re sure to find one that inspires the adventurer in you.

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