Your money goes further when you leverage tax-advantaged accounts. IRAs can help maximize immediate and future tax savings and provide a source of income during retirement.
An individual retirement account (IRA) can be a key element of a retirement plan, but the first step is to determine which type or types of IRA accounts fit your situation.
An at-a-glance guide to individual retirement accounts.
Look beyond your 401(k) or pension to maximize the power of your retirement savings.
What can you do with a 401(k) after you leave a job? We outline four options.
Should you save for retirement with a 401(k) or IRA? The answer might be “both.”
Get the maximum tax benefit possible by leveraging the different types of accounts available to help you work toward your financial goals.
How to make your money work for you by taking advantage of employer-sponsored retirement plans.
If you’re 50 or older, learn how to take advantage of catch-up contributions and allocate more money to your 401(k) or IRA annually.
When it’s time to make a withdrawal from an IRA, you’ll want to make sure you’re following the rules. Take steps to maximize your tax savings and avoid penalties.
If you have an IRA or have contributed to an employer-sponsored retirement plan, it’s vital to know the rules around RMDs, including deadlines and how to calculate required minimum distributions.
If you’re a beneficiary of someone’s IRA, your inheritance will come with options and requirements.
It’s possible to enhance your giving and save on your tax bill. Qualified charitable distributions and gifts of appreciated stocks offer prime opportunities.
Whether you’re just dreaming about retirement or already enjoying it, you need a savings strategy that adjusts as your life evolves. When you’re ready to create – or update – your IRA strategy, these resources are a great place to start.