Investing in an unpredictable market

Although it might seem overwhelming, there's nothing wrong with investing in a volatile market. There can actually be potential opportunities. The truth is, nobody knows what the market's going to do tomorrow, next week, next month or next year.

Leveraging a digital investing platform, or robo-advisor, like Automated Investor can help instill confidence and peace of mind.

How Automated Investor can help

Using a digital investing platform (sometimes referred to as robo-advisors), like Automated Investor, is generally less risky than investing on your own, especially if you're new to investing. Automated Investor diversifies your investments across various asset classes, based on your goals and risk tolerance. It then continually monitors your account and makes adjustments whenever needed to help keep you on track.

  • Automated Investor automatically rebalances your portfolio to help adjust for volatility.

  • As different asset classes go up and down, the portfolio will adjust to help ensure that you're not taking too much or too little risk.

  • As the markets change, your investments will automatically adjust to help ensure that you're invested appropriately for your timeline.

Investing strategies used by Automated Investor

With Automated Investor, you don't need to worry about trying to pick the right time to invest. You can add money to your account at any time to take advantage of dollar-cost averaging and the power of compounding growth. Also, you can trust that Automated Investor will continually monitor your account to take advantage of potential market opportunities. 

Automatic dollar-cost averaging

Dollar-cost averaging is a strategy where you systematically put money into an investment, such as every week, month or quarter. When you continue to add new money to your investments, you increase the chances of growing your account over time.

Compounding growth

Compound growth is when you earn money on the growth (or interest) you earned previously. Compounding makes your money grow faster because you have the opportunity to earn more from the money that's reinvested.

Buying the dip

Buying the dip means you're buying a stock or mutual fund after it has declined in value. As the price "dips" there may be an opportunity to purchase at a discount to potential increase returns when and if the stock rebounds. By investing across different types of investments, there is less associated risk compared with a single stock.

Advice for new investors

Don't be intimidated by the markets. Many people want to invest but they may be hesitant to take that first step, especially when they hear news regarding recessions and volatility. It may be even more daunting to get into investing during those times but there can also be the potential for opportunity with long-term investing.

With Automated Investor you don’t have to worry about what to buy and when to buy it. The program makes those decisions for you and helps keep your portfolio on track toward your goals.

Get the Automated Investor information you need

If you're interested in learning how Automated Investor can help you work toward your financial goals, visit our page on Automated Investor for more information.

Want to talk to a financial professional about Automated Investor? Call 866-758-8655.

Learn more

Enhance your investing knowledge

Investing basics

Get information about investing basics and how Automated Investor can help you get started.

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Investing with a robo-advisor

Learn more about investing with Automated Investor, the robo-advisor from U.S. Bancorp Investments.

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Robo-advisors vs. financial advisors

Discover whether a technology-based robo-advisor or a human financial advisor is right for you.

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Automated Investor legal agreements & disclosures

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

U.S. Bancorp Investments and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

IMPORTANT: The projections or other information generated by Automated Investor regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary is available for review.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

Past performance and market conditions do not guarantee future results. There is no assurance that a particular investment mix or hypothetical performance shown will lead to actual investment results or performance. Diversification and asset allocation strategies do not guarantee low volatility, profit or protection against loss. There is no guarantee that you will achieve your goal within your time horizon, or over a longer time period by using Automated Investor. You are responsible for providing accurate and up to date information about your goal, time horizon, and risk tolerance.

If you have any questions or concerns, contact us to consult with an investment professional 866-758-8655. The illustrative portfolios cannot account for the impact that economic, market, and other factors may have on an actual investment portfolio.

Municipal Securities Education and Protection– U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at www.msrb.org.

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