The process of an eClose at U.S. Bank is very similar to a traditional closing. You’ll access your closing documents electronically through our secure online application portal. The same secure portal that allows you to apply for your loan online can also be used to complete this part of the eClose process.
After you log in on your computer or mobile device, you’ll review your list of closing documents and then sign with just a few taps or clicks. When you finish signing all the documents, the digital portion of your loan closing is done.
Next, you’ll have a short follow-up appointment in person where you’ll sign some of the more important documents (like your deed) in the presence of a notary. You’ll also provide any funds due at closing directly to the Settlement Agent.
Throughout the entire process, a member of your loan team will personally walk you through each step and answer any questions you have. Plus, you can always check the status of your loan through the application portal.