Avoiding a monthly maintenance fee on your checking account depends on what type of account you have and if certain qualifications are met. Take a look at your statement to identify your account type.
Note: There's no option to waive the monthly maintenance fee on a Safe Debit Account.
Monthly maintenance fee: $6.95. There are three ways to waive the monthly maintenance fee. Only one qualification needs to be met.
For information on other fees and benefits, visit our Easy Checking page.
Monthly maintenance fee: $14.95. Your monthly maintenance fee can be waived if you have one of the following accounts open:
For information on benefits, visit our Gold Checking page.
Monthly maintenance fee: $24.95. There are three ways to waive the monthly maintenance fee. Only one qualification needs to be met:
For information on benefits, visit our Platinum Checking page.
1. The average account balance for Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.
2. Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money market, and IRA accounts and CDs. Outstanding credit balances include balances on U.S. Bank Personal Line of Credit, home mortgages, home equity loans and lines of credit, personal and purpose loans and credit cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments.
3. Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, and investment advisor and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.