Funds do not automatically transfer from your savings when there's not enough available credit on your ReliaCard®. This is because the savings account does not act like an overdraft protection account. 

To access your savings, you'll need to manually transfer funds from your savings to your card. You can transfer funds online, through the mobile app, or call Cardholder Services and follow the prompts or speak to a representative. 

• Online: usbankreliacard.com 
• Mobile: Search for "U.S. Bank ReliaCard" in your app store 
• Cardholder Services: 855-282-6161 

Visit our U.S. Bank ReliaCard® page for more information.