A USDA loan is a zero-down-payment, low interest rate mortgage. It’s guaranteed by the United States Department of Agriculture.

• It’s intended for homes in rural areas, which the USDA defines as having a population under 35,000. However, there are a few suburban areas that also meet their criteria.
• The home needs to be your primary residence. Properties used to create income and vacation homes do not qualify.

To learn more, visit our USDA Loans page.