Managing your money is important and we want to help. If you've decided to transfer the balance from an external account to your credit card, follow the steps below. If the option to transfer a balance isn't available through digital banking, please call us at 800-285-8585 and any banker can assist. We accept relay calls. 

Online banking  

For the best online experience, we recommend logging in at usbank.com.

1. Select My Accounts, then choose your credit card.
2. Choose the Account services tab, then select Balance transfer from the Payments section.
3. Review the offers shown; when you find one you want, select Choose this offer.
4. Choose a payee or enter one from the drop-down menu.
5. Enter the requested information below, then choose Continue when done. If you're having trouble finding this, contact the financial institution's customer service department.
   
   • Payee address
   • Account number to be paid
   • The amount to transfer
   • Select Add another transfer if you have multiple payees,  
6. Review your balance transfer information. Then select, View balance transfer terms and conditions.
7. If the information is correct and once you've viewed the terms, choose Submit. 

U.S. Bank Mobile App 

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

1. From the main menu select Manage card. 
2. Select your credit card, then choose Transfer a balance from the Control section. 
3. Review the offers shown; when you find one you want, select Choose this offer.
4. Choose a payee or enter one from the drop-down menu.
5. Enter the requested information below, then choose Continue when done. If you're having trouble finding this, contact the financial institution's customer service department.
   
   • Payee address
   • Account number to be paid
   • The amount to transfer
   • Select Add another transfer if you have multiple payees,  
6. Review your balance transfer information. Then select, View balance transfer terms and conditions.
7. If the information is correct and once you've viewed the terms, choose Submit. 

Additional information

Balance transfers can't be used to pay off or down any account issued by U.S. Bank. Balance transfers do not earn rewards.

If you have any questions, please refer to your card member agreement or call the number on the back of your card.