To edit or cancel an internal transfer, the transaction needs to be in a pending status. If the transaction you want to edit or cancel isn't in process, follow the applicable steps below.

To edit or cancel an internal transfer in online banking

1. Select Transfer & pay, then choose Transfers.
2. Select the Scheduled tab, then choose the transfer you want to manage.
   • To edit:
     1. Select Edit transfer or Edit Recurring Transfer, as applicable.
     2. Change the amount or date as desired.
     3. Optional: Add a memo.
     4. Select Continue.
     5. Review the changes. If correct, select Schedule transfer.
   • To cancel:
     1. Select Cancel transfer.
     2. Confirm once more to cancel the transaction.

To edit or cancel an internal transfer using the U.S. Bank Mobile App

1. Select Transfer & pay, then choose Transfers activity.
2. On the Scheduled tab, choose the transfer you want to manage.
   • To edit:
     1. Select Edit transfer or Edit Recurring Transfer, as applicable.
     2. Change the amount or date as desired.
     3. Optional: Add a memo.
     4. Select Continue.
     5. Review the changes. If correct, select Schedule transfer.
   • To cancel:
     1. Select Cancel transfer.
     2. Confirm once more to cancel the transaction.

More information

• Memos have a limit of 35 characters and are not available for same-day transfers.
• Transactions remain in a pending status as long as the funds aren't sent immediately and it's before the cutoff time.
• The internal money transfer cut-off times for the same business day are as follows:
  • Checking, savings and reserve lines: 12 a.m. local time¹
  • Checking or savings payments to a first mortgage: 4:30 p.m. CT
  • Deposit Point: 9 p.m. CT
  • All other accounts: 6 p.m. local time

¹Local time refers to the location of where the payment account was opened. For example, if the account was opened in St. Paul, MN, the cutoff is based on Central Time. This time zone applies even if your payment is made in California, which is in Pacific Time.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.