Transferring money between your accounts is convenient and easy. All you need is:

• A U.S. Bank checking, savings, or money market account.
• Be a signer on the external account the funds are sent to.  
• Have the account and routing number.

To link a new external account for transfers in online banking and the U.S. Bank Mobile App

1. From the dashboard choose Transfer & pay.
2. Online banking: Select Transfers and then Link an external account.
3. U.S. Bank Mobile App: Choose Send transfer and then select Choose an account. Next scroll down and choose Link an external account.
4. Select Link a new bank account.
5. Choose how you'd like to link your account and then Continue. 
6. Log in to another bank: 
   
   1. Locate and select your other bank. 
   2. Enter your login credentials and select Continue. 
   3. Complete any on screen instructions and return to U.S. Bank to finish. 
   4. Note, if your bank is not listed, you can follow Step 7 to add your account. 
7. Share your account info: 
   1. Enter your routing and account numbers.
   2. Optional, add an account nickname.
   3. Select Submit to add the account.
   4. We'll email you further instructions to verify your account.

Verification process

If we're unable to complete instant verification after you've submitted the external account information, we'll need to verify the account another way.

How we do that is by making two small deposits of less than $1 to that external account within one or two days. You'll provide us the deposit amounts to verify you're a signer on that account. See also: How do I complete a microdeposit verification for external account transfers?