Transferring money between your accounts is convenient and easy. All you need is:

• Have a U.S. Bank checking, savings, or money market account.
• Be a signer on the external account the funds are sent to.  
• Have the account and routing number.

1. Select Transfers at the top of the page, then choose External transfers and wires.
   Mobile users only: Select Pay bills & transfer at the bottom of the dashboard, then choose External transfers, wires & ACH.
2. Chose Manage accounts from the “Manage recipients & account” section.
3. Select Link a bank account.
4. Complete the form, then select Submit.
   • Select the account type.
   • Enter the routing and account number.
   • Add nickname if desired.

Verification process

If we’re unable to complete instant verification after you’ve submitted the external account information, we’ll need to verify the account another way.

How we do that is by making two small deposits of less than $1 to that external account within one or two days. You’ll provide us the deposit amounts to verify you’re a signer on that account. Follow the steps below to finish the verification process.

1. Access your external transfers, then choose Manage accounts (see steps 1 and 2 above).
2. Select Verify next to the new account listed and enter the deposit amounts.
3. We’ll give you a confirmation page and you can begin using the external account for transfers.