KNOWLEDGE BASE

How do I complete a microdeposit verification for external account transfers?

If we're unable to complete instant verification for your external account transfer, we'll make two small deposits (microdeposits) of less than $1, within one to two days. Once you've received the deposits, complete the verification process below. 

How to complete microdeposit verification using online banking

  1. Select Transfers & pay at the top of the page.
  2. Choose External transfers and wires, then select Manage accounts.
  3. Select Verify next to the new external account and enter the deposit amounts.
  4. Once verified, the Account Activated screen will appear and you can begin using it for transfers. 

How to complete microdeposit verification using the U.S. Bank Mobile App

  1. Select Pay bills & transfer at the bottom of the dashboard.
  2. Choose External transfers & wires, then select See recipients and accounts.
  3. Select Verify next to the new external account and enter the deposit amounts.
  4. Once verified, the Account Activated screen will appear and you can begin using it for transfers.