If we're unable to complete instant verification for your external account transfer, we'll make two small deposits (microdeposits) of less than $1, within one to two days. Once you've received them, follow the applicable steps below. 

To complete microdeposit verification using digits banking

1. Online banking: Select Transfers & pay.
   U.S. Bank Mobile App: Select Pay bills & transfer. 
2. Choose External transfers and wires, then select See recipients and accounts.
3. Select Verify next to the new external account and enter the deposit amounts.
4. Once verified, the Account Activated screen will appear and you can begin using it for transfers.