Digital banking is a convenient and safe way to organize your finances with U.S. Bank. Use our DIY services to view and manage your accounts, and much more. 
See also: What digital banking tools and features do you offer?

Important: Once enrollment is complete AND you log in for the first time, you'll be asked to accept a digital services agreement. Scroll to the bottom of the agreement and select I accept to continue to digital banking.

To enroll in digital banking using usbank.com or the U.S. Bank Mobile App

1. Online banking users: Navigate to usbank.com and select Enroll in online banking (found below Forgot username and password).
   U.S. Bank Mobile App users: Navigate to your app store and download the U.S. Bank Mobile App. Then, open the app and select Create a username and password (found below Log in).
2. Provide your card or account number and the last four digits of your SSN. Then select Continue.
   Note: If you don’t have an SSN, select I don’t have a Social Security number for alternate verification.
3. Tell us if it’s a Personal or Business account. Then select Continue.
4. Choose the type of account entered in step 2 (e.g., checking, credit card, etc.). Then select Continue.
5. Proceed to the applicable Personal or Business section below.

Note: The remaining steps reflect enrollment of a Checking or Savings account. If another account type is chosen, the steps and requested information may change. When enrolling other accounts, follow the on-screen instructions. Review the “More information” section below for details and what information is required, based on account type.

Personal

• Select Checking or savings as the account type. Then select Continue.
• Verify your mobile phone number and select Continue.
  • If a mobile phone number isn’t given at the time of application, you’ll need to enter it.
  • If you want to verify using a different mobile phone number than what shows, select Try a different number.   
• Enter the one-time passcode sent and select Continue.
  See also: What is a one-time passcode?
• Create a username and password. Re-enter your password, then select Continue.
• Provide your email address, then select Continue. You’ll receive confirmation of enrollment. 

Business

1. Select Checking or savings as the account type. Then select Continue.
2. Enter your PIN and TIN (tax ID number). Then select Continue.
   • If you don’t have a PIN, select I don’t have a PIN for alternate verification.
   • If you’re a sole proprietor, enter your SSN in the Tax ID Number field.
3. Create a username and password. Re-enter your password, then select Continue.
4. Provide your email address, then select Continue. You’ll receive confirmation of enrollment. 

More information

Accounts you can use for digital banking enrollment

You can enroll in digital banking using these types of personal and business accounts:

• Checking or savings
• Mortgage, installment loan, or lease
• CDs (certificates of deposit)
• Credit card, credit line, or Personal line of credit
• Trusts, investments, and brokerage accounts

Information needed for enrollment

You’ll need the following information to complete your enrollment:

• Card or account number
• Three digit security code and expiration date (business and personal credit cards)
• PIN (depending on the account being enrolled)
• Last four digits of your SSN
• TIN or full SSN for sole proprietors (business accounts only)
• Email address
• Mobile phone number
• Billing ZIP code

Username and password details

When creating a username or password, you may receive an error message if:

• Three identical characters or numbers are listed in a row
• You use your username as the password
• You're using a variant of the word "password" (e.g., Password1, 1password!, etc.)

Username requirements:

• Be between 7 to 22 characters
• Have no spaces and no special characters
• Have at least one letter

Password requirements:

• Be between 8 to 24 characters
• Have no spaces
• Have at least one number
• Have at least one letter

Business accounts

Authorized officers (i.e., business owners) and employees need to enroll using their assigned card or account number and the last four digits of their SSN.

• Business credit cards with central billing: An authorized officer has access to all cards and can manage the central billing account
• Business credit cards with individual billing: An authorized officer can only access their card; they cannot access an employee's card. And there is no central billing account to manage