Not at all. You’re automatically enrolled in mobile check deposit after logging into the U.S. Bank Mobile App. Since mobile check deposit is only available on our mobile app, you’ll need to access your account using it in order to use this service.

If you have a Safe Debit account, you’ll still be automatically enrolled after logging into our mobile app. However, you won’t be able to use mobile check deposit until the Safe Debit account is over 30 days old.

See also: What is mobile check deposit and how does it work?