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How do I set up and manage overdraft coverage?

If you'd like to set up or manage your overdraft coverage for your checking account, follow the steps below. 

Online banking steps:

For the best online banking experience, we recommend logging in at usbank.com.

  1. Select the account you'd like to work on from the Dashboard.
  2. Select the Overdraft protection options link from the Manage account.
  3. From I'd like to... select Manage overdraft coverage for ATM & debit card transactions. 
  4. Verify your checking account displays and select Change Coverage.
  5. Read the disclosure, then select Agree to proceed.
  6. Select the check box to confirm you want overdraft coverage then select Submit.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

  1. From the account dashboard, select your checking account.
  2. Select Account options, then View account information.
  3. Select ATM and Debit Card Overdraft Coverage.
  4. Choose your checking account, then Change Coverage.
  5. Review the disclosure, then select Agree to proceed.
  6. Select the check box next to confirm you want overdraft coverage, then select Submit