How do I start a Simple Loan application?

Please be aware, a Simple Loan application is only available if you're eligible to apply. Your application will then be reviewed and considered for eligibility almost immediately.

Starting a Simple Loan application using Online banking

  1. Select Products & offers, then choose Loans & credit lines.
  2. Select Discover your options found in the "Personal loans" section, then choose Simple Loan.
  3. Review the details and benefits. Then choose Log in and apply.
  4. Review your personal information, then select Confirm & continue to proceed through the application.
    • If you're already logged in, your information will automatically populate.
    • If your information doesn't populate, enter it manually.

Starting a Simple Loan application in the U.S. Bank Mobile App 

  1. Open the main menu and choose Explore accounts & offers.
  2. Select Loans & credit lines, then choose U.S. Bank Simple Loan.
  3. Review the details and benefits, then choose Yes, continue with my application to proceed. 

More information

For application questions, call us at 800-872-2657. We accept relay calls.
Hours of operation are as follows:

  • Monday through Friday from 7 a.m. to 10 p.m. CT.
  • Saturdays from 9 a.m. through 5 p.m. CT. 

U.S. Bank Simple Loan