How do I start a Simple Loan application?

Starting a Simple Loan application is easy. To get started, just log in to online banking and follow these steps.

Online banking Steps:

  1. Select the My Accounts tab, then Choose an Account.
  2. Select your checking account from the list.
  3. In the Manage account section, choose U.S. Bank Simple Loan.
  4. Review the next page. It will display the fees, payment criteria and other requirements for eligibility.
  5. Select Continue to application.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

  1. Select the Menu icon located in the upper left corner. 
  2. Select Explore products & offers.
  3. Scroll down and select Loans then select U.S. Bank Simple Loan.
  4. Scroll down and choose Yes, continue with my application.
  5. Complete the one-time passcode verification.
  6. After your identity has been verified, you are ready to complete the application process. Input the requested information and follow the prompts until complete. 

Additional information:

Simple Loan applications can only be placed through online or mobile banking, and will only display if you're eligible to apply.

For application questions and inquiries, contact us at: 866-506-5585. We accept relay calls.
Hours of Operation: Monday - Friday 7 a.m. - 10 p.m. CT, Saturday 9 a.m. - 5 p.m. CT.