Please note, overdraft protection requires the same owners to be on the deposit account and the overdraft protection account(s).
U.S. Bank Mobile App
You can link up to three eligible1 accounts and you can choose which one transfers funds first, second, and third. If you don’t choose the order, then funds are taken using the order in which the accounts were added.
You can choose to have overdraft coverage and overdraft protection for the same account. Overdraft protection will be tried first. If there’s not enough funds available in the overdraft protection account, then standard overdraft coverage applies. See also: What’s overdraft protection and overdraft coverage?
Refer to Your Deposit Account Agreement, section titled “Overdraft Protection Plans,” for more information.
1Eligible accounts that can function as overdraft protection are listed below.