Platinum Checking Package details
Monthly maintenance fee
$0 or $24.95
How to waive the monthly maintenance fee
Your monthly maintenance fee can be waived if one of the following applies to you:
- You have $25,000 in combined personal deposits or credit balances1 with U.S. Bank and/or investments* through U.S. Bancorp Investments.
- You have a personal trust relationship with U.S. Bank Wealth Management.
- You are a current or former member of the Armed Forces. Learn how U.S. Bank supports those who serve.
Ready to get started?
Platinum Checking Package benefits
ATM Transactions
No ATM Transaction fees for Non-U.S. Bank ATM Transactions.2
Pays interest3
This interest-bearing checking account helps you get the most out of your money. (view rates)
No-fee overdraft protection transfers
Pay no fees for overdraft protection transfers.
Basic banking must-haves
Enjoy a U.S. Bank Visa® Debit Card, online and mobile banking with mobile check deposit,4 bill pay and more.
Waived paper statement fees
Pay no fees for copies of checks and paper statements.5, 6
Personal check discounts
Get your initial box of U.S. Bank logo checks free, or enjoy a 50% discount on all other personal designs, with a 50% discount on any re-orders. (U.S. Bank logo or personal.)7
Family member accounts
Get additional Easy Checking accounts with no monthly maintenance fee.8
Benefits beyond checking
A great savings account
Competitive interest rates and no monthly maintenance fees are two big benefits of our Platinum Select Money Market Savings account,9 available only to our Platinum Checking Package customers. And like most U.S. Bank savings accounts, it can also be used to provide overdraft protection.
Eligibility to save on closing costs
Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000.10 You may be eligible for this Customer Credit with a U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.11
Exclusives for Platinum Checking customers
- Pay no annual fee on a U.S. Bank Home Equity Line of Credit if you also have a Platinum Checking account.
- Get 100 free trades12 per calendar year when you open a new self-directed brokerage account through our affiliate U.S. Bancorp Investments*.
- Get a safe deposit box at half off the annual fee.
For more information on features and pricing, check out:
Our online application process is fast and secure.
You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.
Equal Housing Lender