Used car loans and financing

Get a used car loan with a new car rate

In the market for a used car loan? U.S. Bank can help. We offer the same competitive rates on both new cars and used cars up to 6 model years old.

Today’s used auto loan rate

To qualify for the best rate¹, the loan must include:

• A term of 36 months or less
• Loan amount greater than $10,000
• Financing of 80% or less of the car’s value
• A credit score of 800 or higher
• A vehicle that is less than 12 months old
• Automatic payments from a U.S. Bank personal checking or savings account

Apply now