Get a used car loan with a new car rate

In the market for a used car loan? U.S. Bank can help. We offer the same competitive rates on both new cars and used cars up to 6 model years old.

Today’s used auto loan rate

  • 3.59


To qualify for the best rate1, the loan must include:

  • A term of 36 months or less
  • Loan amount greater than $10,000
  • Financing of 80% or less of the car’s value
  • A credit score of 800 or higher
  • A vehicle that is less than 12 months old
  • Automatic payments from a U.S. Bank personal checking or savings account

Want to see what your payments could look like?

Use our auto loan calculator to get a rate and payment estimate.2

Calculate my auto loan payment