Finance your used car with U.S. Bank.

What do you get with used car financing at U.S. Bank?

  • Competitive rates
  • Convenience
  • Flexibility

If approved, you could borrow up to 120% of your car’s value with no down payment required.

Independence Day auto sale July 2 through July 10

Today’s used auto loan rate

  • 2.84

    %APR

To qualify for the best rate1, the loan must include:

  • A term of 36 months or less
  • Loan amount greater than $10,000
  • Financing of 80% or less of the car’s value
  • A credit score of 800 or higher
  • A vehicle that is less than 12 months old
  • Automatic payments from a U.S. Bank personal checking or savings account

How much will my used car payment be?

Use our auto loan calculator to get a rate and payment estimate.2

Calculate my auto loan payment

Helpful articles on the car buying process

How does financing a car work?

Researching auto financing options? We're here to help.

Should I buy a used or new car?

Trying to decide between a used vs. new car? U.S. Bank offers tools to help you make your decision.

Should I buy or lease a car?

Not sure which financing is right for you? This leasing vs. buying checklist may help you decide.