Building and managing your portfolio

Your investment portfolio should be built around the life you're planning for. Whether you're preparing for retirement, preserving wealth, generating income or pursuing long-term growth, your portfolio should reflect your goals, time horizon and comfort with risk.
 


Our portfolio construction process combines economic research, strategic asset allocation and disciplined investment selection to create a diversified portfolio tailored to your needs. Every investment decision is made within the context of helping support your financial objectives while navigating changing market conditions.

A personalized portfolio strategy

No two investors have identical goals. That's why we begin with understanding what matters most to you. We evaluate factors such as your financial objectives, risk tolerance, investment timeline and tax considerations before developing a personalized strategy for your investment portfolio.
 


Guided by our asset allocation research and investment selection process, we construct portfolios using investments that work together to pursue long-term objectives while helping manage risk through changing market conditions.
 


Depending on your goals, your portfolio may emphasize growth, income generation, wealth preservation or a combination of priorities.

Ongoing portfolio management

Building a portfolio is only the beginning.
 


As markets change and life evolves, your portfolio should adapt as well. Our investment professionals continuously monitor portfolios and evaluate opportunities to help keep your strategy aligned with your goals.
 


We look for opportunities to:

Recalibrate

Address market movements that may affect intended asset allocation targets.

Refresh

Evaluate new investment opportunities that may strengthen portfolio positioning.

Rebalance

Adjust portfolio exposures to maintain appropriate alignment with your goals, time horizon and risk tolerance.

Supported by research. Focused on your future.

Behind every portfolio is a team of investment professionals conducting economic research, evaluating investment opportunities and monitoring market developments.



Your wealth professional works alongside these investment professionals to help ensure your portfolio remains aligned with your objectives while adapting to changing market conditions.



Annual portfolio reviews help confirm that your investment strategy continues to reflect your goals and evolving needs.
 

Benefits of working with a wealth professional

Incorporating your values into your portfolio

For investors who want their portfolios to reflect personal beliefs and priorities, impact investing can be incorporated into the portfolio construction process. This approach extends beyond financial considerations by evaluating environmental, social and governance (ESG) factors alongside traditional investment criteria.
 


Through thoughtful portfolio design, investors can align personal values with long-term financial objectives.
 

Learn about impact investing

Your portfolio. Designed around your goals.

A successful portfolio requires more than investment selection alone. It requires a disciplined process that brings together asset allocation, research, portfolio construction and ongoing management.
 


Connect with a wealth professional to discuss a personalized investment strategy built around what's most important to you.

Find a wealth professional

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When to rebalance your portfolio

Whether you’re an active investor or passive, hands-off investor, knowing how and when to rebalance your portfolio should play a key role in your long-term investment strategy.  

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Disclosures

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Wealth Management – U.S. Bank is a marketing logo for U.S. Bank.

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For U.S. Bank:

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

The information provided represents the opinion of U.S. Bank and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Advisors.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

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Diversification and asset allocation do not guarantee returns or protect against losses.

Equity securities are subject to stock market fluctuations that occur in response to economic and business developments.

Investments in fixed income securities are subject to various risks, including changes in interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. Investment in fixed income securities typically decrease in value when interest rates rise. This risk is usually greater for longer-term securities. Investments in lower-rated and non-rated securities present a greater risk of loss to principal and interest than higher-rated securities.

Environmental, Social and Governance (ESG) strategies may limit the types and number of investment opportunities available. There is no guarantee an investment in an impact investment fund will meet projected investment or impact objectives. Always refer to a Fund’s most current offering documents for a more thorough discussion of risks and other specific characteristics.