Survivors of Human Trafficking have specific rights under FCRA and Regulation V Human Trafficking Rule. Survivors of Human Trafficking may submit documentation to identify items on their credit bureau report that may be a result of Human Trafficking.

The following documentation is required to initiate investigation into credit bureau items resulting from Human Trafficking:

• Trafficking documentation
  • A Federal, State, or Tribal governmental entity,
  • A court of competent jurisdiction, which includes certain documents filed in court.
  • A non-governmental organization or human trafficking task force, including victim service providers affiliated with these entities, authorized by a Federal, State, or Tribal government entity; or
  • A self-attestation by a consumer who identifies as a victim of trafficking that is signed or certified by a Federal, State, or Tribal government entity, court of competent jurisdiction, or an authorized representative of these entities.
• Identification of the adverse information which should be blocked
• Appropriate proof of identity
• A preferred method for a CRA to contact the consumer or the consumer's representative

 You may contact the Consumer Reporting Agency (CRA) that made the report, such as:

• • Equifax victims of human trafficking support website or call 833-240-3461. 
  • Experian victims of human trafficking support website or call 833-420-2893.
  • TransUnion victims of human trafficking support website or call 833-982-4057.

Or, if the adverse information was identified during the course of activities related to a U.S. Bank Treasury application or account, follow the alternative contact methods below:

Through the consumer portal for Early Warning at: https://consumerservices.earlywarning.com 

For mail requests, send all required information to: 
Early Warning 
5801 N. Pima Rd 
Scottsdale, AZ 85250 
Attn: Trafficking Disputes 

Or:

Early Warning 275 Sacramento Street Suite 400 
San Francisco, CA 94105 
Attn: Trafficking Disputes  

Once required documentation has been provided, Early Warning shall block the adverse information within 4 business days. A notification of determination shall be sent out with-in 25 business days. 

Requests may also be sent to: 
U.S. Bank
Attn: Trafficking Disputes 
PO Box 3932
Oshkosh WI 54903-3932