Your ExtendPay Loan will cause your monthly minimum payment to increase. Until the ExtendPay Loan is paid in full, your monthly minimum payment calculation will include your regular monthly payment amount (based on non-ExtendPay balances) plus the monthly ExtendPay Loan principal and monthly ExtendPay Fee.  

If you also have an active ExtendPay Plan, your monthly minimum payment will include the monthly ExtendPay Plan principal and monthly ExtendPay Plan fee. See the minimum payment section of your Cardmember Agreement for more information.