How does an ExtendPay Loan or Plan affect my monthly credit card payments?

The monthly minimum payment will increase. First, the Base Minimum Payment* is calculated (based on non-ExtendPay balances). Then, we add the monthly payment due for the ExtendPay principle(s) and monthly fee(s).
Important: If you have an ExtendPay Loan and an ExtendPay Plan, the minimum payment calculation includes both monthly payment amounts and their monthly fees.

*See the "Minimum Payment" section of your Cardmember Agreement for more information.