We know setting your own daily purchase limit to meet your needs is important. We make it easy to increase or decrease your limits in your digital banking. 

How to change your debit card limits using online banking

1. Choose any checking or savings account from your dashboard.
2. Select Account services, located next to Activity.
3. Choose Transaction limits from Payments.
4. Scroll to your debit card and select Manage debit card limits.
5. Your current and available range limits will display for purchases and ATM withdrawals.
6. Choose the Pencil icon to make changes.
7. Enter the new amount you'd like, then choose Continue.
8. Review your changes and select Submit to process your changes.

How to change your debit card limits in the U.S. Bank Mobile App

1. From the main menu choose Help and services.
2. Choose Know your transaction limits from the list. If you don’t see it, choose Show all in the upper right.
3. Scroll to your debit card and select Manage debit card limits.
4. Your current and available range limits will display for purchases and ATM withdrawals.
5. Choose the Pencil icon to make changes.
6. Enter the new amount you'd like, then choose Continue.
7. Review your changes and select Submit to process your changes.

More information

Updates to your limits may not be immediately available. As a security measure, card limits are automatically determined for the first year your account is open.