Why does my checking account have a negative balance?

We know a negative balance can be frustrating and sometimes unexpected. To find out why the balance is negative, review the transaction history of your account online or in your app. Your transaction history shows your available balance each time a transaction is presented for payment. Select each item to see more details, such as held funds from a deposit or debit card purchase.

To learn more about avoiding a negative balance and possible fees, see: What types of overdraft options does U.S. Bank offer?