Credit limit increase requests can be submitted using digital banking. If your account has a joint owner, we’ll need their details as well.

Before submitting a credit limit increase request, please have the following information available:

• Annual income of the owner(s).
• Monetary assets of the owner(s).
• Full monthly housing payment¹.
• Portion of the housing payment the owner(s) are responsible for².

To request a credit limit increase on your credit card using online banking and the U.S. Bank Mobile App

1. Choose the credit card you’d like to request an increase on.
2. Select Account, then choose Request increase. 
   • Online banking: Your credit limit is on the right side of the page, within the Settings tile.
   • U.S. Bank Mobile App: Scroll to see your credit limit within the Settings tile. Select it to proceed to the “Request increase” option.
3. Provide your income and asset information, then select Continue to housing.
4. Answer the questions, then select Review my request.
   • Check the box at the top if your account has multiple owners and everyone shares the same address.
   • If the box is checked, we won't ask for the other owner's housing information.
   • If the box is unchecked, you may need to have that person’s address, phone number, etc.
5. Verify the details are correct, then select Submit my request.

More information

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.

¹The housing payment includes the full amount paid to stay in the home each month.

²We (U.S. Bank) are looking the specific dollar amount each individual owner is responsible for if they don’t reside together.