There comes a time when everyone needs additional funds. To submit a credit limit increase, follow the steps below:
Online banking steps:
For the best online experience, we recommend logging in at usbank.com.
- Select My Accounts, then Choose an account to select your credit card.
- Choose the Account services tab, then select Request Credit Limit Increase. If the credit limit request link isn't displayed, call 800-285-8585. We accept relay calls.
- Provide your income and asset information, then select Continue to housing.
- Answer the questions, then select Review my request.
- Check the box at the top if your account has multiple owners and everyone shares the same address.
- If the box is checked, we won't ask for the other owner's housing information.
- Verify the details are correct, then select Submit my request.
U.S. Bank Mobile App steps:
For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.
- Open the main menu and select Manage cards.
- Choose the card to submit the credit limit increase for.
- Select Request Credit Limit Increase. If the credit limit request link isn't displayed, call 800-285-8585. We accept relay calls.
- Provide your income and asset information, then select Continue to housing.
- Answer the questions regarding housing information, then select Review my request.
- Check the box at the top if your account has multiple owners and everyone shares the same address.
- If the box is checked, we won't ask for the other owner's housing information.
- Verify the details are correct, then select Submit my request.
Additional information
For income and asset information, we're asking for the following details:
- Your annual income.
- The joint-owner’s annual income, if applicable.
- Your monetary assets.
- The joint-owner’s monetary assets, if applicable.
For housing information, we're asking for:
- The combined monthly housing payment, if applicable.
Example: Your rent is $900 and you're responsible for one-third. The total monthly housing payment for the home is $900. - Your monthly housing payment and if you own your home.
Example: Your mortgage payment is $900 and you're responsible for one-third. Your monthly housing payment is $300. - Joint-owner's monthly payment and if they own the home, if applicable.
Example: Their mortgage payment is $900 and the joint-owner responsible for two-thirds. Their monthly housing payment is $600.