What is long-term care insurance?

While it can be uncomfortable to think about, early planning – including long-term care insurance – can help you save accurately for the cost of care. We want to help you any way that we can.

Long-term care insurance (LTCI) is a type of insurance that can help offset the expenses of long-term care needs. 

Because long-term care is a considerable expense, many people can’t afford to cover the entire costs out-of-pocket. Traditional employer-based health insurance won’t cover extended daily care, and in general, health insurance only pays for doctor and hospital bills.