KNOWLEDGE BASE

What functions and fees are associated with a U.S. Bank Visa® Gift Card?

Functionality:

  • U.S. Bank branch bankers issue the Visa Gift Card ($25 minimum load/$500 maximum balance).
  • Gift cards can only be used in the United States.
  • Card is replaceable if lost or stolen.
  • The gift card does expire and is indicated on the front of the card except where prohibited or modified by applicable law.
  • Gift cards will have a minimum of 61 months of use prior to expiration.
  • Card is not embossed with cardholders name.
  • Card is not reloadable. Once the value on the card has been spent and all purchases are final (all returns have been made, etc..) cardholders should destroy and dispose of the card.
  • The Visa Gift Card cannot be used for the following transaction types:
    • ATM transactions.
    • Cash Advances.
  • Gasoline purchases: Always pay at the counter. Do not pay at the pump. Always pay inside and tell the operator how much you want taken from your card. When you pay at the pump, $75 is automatically deducted from your card until the actual transaction posts (typically within three business days). If you have less than $75 on your card, your transaction will be declined at the pump.

Fees:

  • $3.95 enrollment fee if purchased at U.S. Bank branches.
  • $2.50 monthly inactivity fee after 12 consecutive months of inactivity for cards purchased before 5/1/2018. There is no inactivity fee for cards purchased on or after 5/1/2018.
  • $15 replace a lost or stolen card. Immediately report any problems or a lost or stolen card by calling 877-693-2899.