There is a $12.50 fee charged to your checking account when overdraft protection advances funds to cover an overdrawn amount more than $5.

The fee is reduced or waived if:

• The Available Balance is negative $50 or less.
• The transfer is made from a linked deposit account such as savings, money market or secondary checking account.
• You’re an Ascent Private Capital Management, Private Wealth Management, or Wealth Management client.