Sending a domestic wire is convenient when using digital banking. You can send a same-day wire between 7:30 a.m. CT and 4:30 p.m. on any business day. The exception is the cut-off time for federal tax payments, which is 2:30 p.m. CT. These times apply to incoming and outgoing wire transfers. Please be aware there is a fee charged for using this service.

To send a domestic wire transfer using digital banking

1. Online banking: Select Transfer & pay, choose External transfers & wires, then select, Send a wire.
   Mobile banking: Select Transfer & pay, choose External transfers, wires, & ACH then select, Wire money.
2. Tell us about the wire you'd like to make.
   1. Choose the account you'd like to pay from. 
   2. Enter the amount to send.
   3. Optional: Select the calendar icon to change the "Send on" date. 
   4. Provide a reason for the wire transfer.
   5. Optional: Add additional information by using the "Reference info" field.
   6. If you agree to the fee displayed, select Continue. 
3. Provide the recipient's name and address, then select Continue. 
4. Provide the recipient's bank account and routing numbers, then select Continue. 
5. Review the wire transfer information. Select Edit to change any respective section as needed. 
6. Read the "Wire Transfer Authorization". If you agree, mark the check box and select Submit. 

More information

• If you schedule it for a future date, changes can be made until 11:59 p.m. CT, the day before it's sent.
• You can also call us at 800-USBANKS (872-2657) for help with sending a wire transfer.
• To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.