How do I get a payoff on my loan or line of credit?

Getting a payoff for a loan or line of credit is easier than ever. You can log into the U.S. Bank Mobile App for a same day payoff quote or log into online banking to generate a quote up to 30 days in advance. 

Online banking 

For the best online experience, we recommend logging in at

  1. Choose the account you'd like the payoff for.
  2. Select Request a payoff quote from the Shortcuts on the right.
  3. Enter a date within the next 30 days and choose Request payoff quote
  4. Your payoff quote will display. Select Recalculate to enter a new date or Download a PDF to save the quote. 

U.S. Bank Mobile App  

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

  1. From the dashboard, select the blue microphone icon at the top of the page.
  2. Say or type "I need a payoff quote".
  3. Choose the account you'd like the payoff quote for.
  4. Follow the instructions provided to complete the payoff quote.
    • It'll be available to view, print, save, or generate a PDF copy.

Additional information 

If the account you need doesn't appear, you can reach us at the applicable number below or visit your local U.S. Bank branch. We accept relay calls. 

  • Home loans (i.e., mortgages): 800-365-7772. 
  • All other loans: 800-USBANKS (872-2657). 

To visit with a branch banker, consider scheduling an appointment to allow time for questions and processing. We can meet by phone, virtually, or in person. See also: How can I schedule an appointment at a U.S. Bank branch?