KNOWLEDGE BASE

How do I get a payoff on my loan or line of credit?

Get a payoff on your loan or line of credit whenever it's convenient for you. 

How to get a payoff using digital banking

  1. Choose the loan or line of credit you'd like the payoff for.
  2. Online banking: Select Request a payoff quote from the “Shortcuts” menu on the right.
    U.S. Bank Mobile App: Select Manage at the top of the screen, then choose Request payoff quote.
  3. Enter a date within the next 30 days and choose Request payoff quote
  4. Your payoff quote will display. Choose to have it sent to you via email or download a PDF to save the quote. 

Additional information 

If the account you need doesn't appear, you can reach us at the applicable number below or visit your local U.S. Bank branch. We accept relay calls. 

  • Home loans (i.e., mortgages): 800-365-7772. 
  • All other loans and lines of credit: 800-USBANKS (872-2657). 

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.