You can decrease the amount of your secured card easily. Since your Secured credit card account has a deposit to secure the credit limit, we'll need a written request to make changes. If you'd like to proceed, follow these steps:

1. Prepare the request in writing and include the following information: 
   
   • Your first and last name
   • Mailing address
   • 16-digit credit card number
   • Dollar amount of the decrease in $100 increments
   • Your signature
2. Mail or fax your request to us for review:

Your request will take anywhere from 7-10 business days and up to (2) two billing cycles to complete your request.  We will then mail a check for the decreased amount.

The secured credit card limit will be the same amount as your total initial deposit, with a minimum limit of $300. The balance on your secured credit card account cannot be more than the given limit.

If you have any questions, please call us at 800-285-8585. We accept relay calls.