You can decrease the amount of your secured card easily. Since your Secured credit card account has a deposit to secure the credit limit, we'll need a written request to make changes. If you'd like to proceed, follow these steps:
Your request will take anywhere from 7-10 business days and up to (2) two billing cycles to complete your request. We will then mail a check for the decreased amount.
The secured credit card limit will be the same amount as your total initial deposit, with a minimum limit of $300. The balance on your secured credit card account cannot be more than the given limit.
If you have any questions, please call us at 800-285-8585. We accept relay calls.