When sending money, consider letting your recipient know to expect a notification when it’s sent.

To send money with Zelle® using online banking and the U.S. Bank Mobile App

1. Select Transfer & pay, then choose Send & request money with Zelle®.
2. Select Send money, then choose your recipient.
   • Select their email address, mobile number or Zelle® tag (business accounts only).
   • You can add a new recipient during this step if they're not on your list.
3. Complete the form, then select Review. 
   • Enter an amount at or below your Send limits.
     See also: How much money can I send or request using Zelle®?
   • Optional: Add a memo.
   • Use the drop-down menu to select the checking or savings account to send money from.
   • Optional: Choose the date you’d like to send the funds on, if it’s later than today’s date.
   • Optional: Mark the check box/toggle for Repeat this payment if you want it to recur.
4. If everything’s correct, select Send.

More information

We'll never ask you to send money to anyone, including yourself.
See also: Learn how to pay safely with Zelle®.  

• Non-registered recipients:
  • Recipients need to register their mobile number or email address with Zelle®.
  • If the mobile number or email address isn't registered within 14 calendar days, the payment expires, and funds are returned to your account. 
  • The notification is sent as a text if you sent the payment to their mobile number or as an email if you sent the payment to their email address.
  • We'll send the recipient a notification the funds that were sent. The notice includes instructions on how the recipient registers with their financial institution to claim the money. 
• Registered recipients: No further action is needed as long as their financial institution supports automatic deposit. If their financial institution doesn't support it, they'll need to manually accept the payment.