You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information:
An interest-bearing checking account that’s eligible for Smart Rewards™
There are multiple ways to get the monthly maintenance fee waived.1
A bank account minus the checks with no overdraft fees
Monthly maintenance fee can’t be waived
You can visit any U.S. Bank branch to open a checking account. You’ll still need identification and personal details, such as your Social Security number and a valid government-issued ID. You can also call a U.S. Bank representative at 800-398-0371 to ensure you have everything you need to open a checking account or other bank account.