New customers earn $500 when you open a U.S. Bank Business Checking Package.1

Enter promo code Q1BUS23 during your online checking application and complete these three easy steps. Hurry, offer expires March 31, 2023.

Open

A U.S. Bank Business Checking account.

Enroll

In U.S. Bank Business Online Banking or the U.S. Bank Mobile App within 60 days of account opening.

Maintain

A balance of at least $3,000 through 60 days after account opening.

View checking options

New2 and existing3 customers earn $600 when you open a new U.S. Bank Payment Solutions account.

Accept and settle a U.S. Bank Payment Solutions Merchant transaction into the qualified U.S. Bank business checking account within 60 days of the open date of your new Payment Solutions account. Hurry, offer expires March 31, 2023.

Complete

First, complete an application for a U.S. Bank Payment Solutions account.

Accept & settle

Then, accept and settle a payment transaction into your qualified U.S. Bank business checking account within 60 days of the opening date of your payment solutions account.

Receive $600 bonus

The new U.S. Bank Business Checking account must be open and have a positive balance for the Payment Solutions bonus to be deposited into the account (within 45 days of settlement verification).

Find a payment solution

Options to fit your unique business checking account needs

Start selling with U.S. Bank Payment Solutions.

Accept payments and improve your business operations so you can access your cash quicker. Effectively manage your account receivables while providing your customers with a choice of secure payment methods: onsite, online, mobile and invoicing. Whether you’re an up-and-comer or an established pro, U.S. Bank Payment Solutions offer merchant card processing services that adjust to the way your business operates.

Find a payment solution

Take advantage of two limited-time offers.

Find the right business checking account for you.

Choose a checking account that works for your business. Get a side-by-side look at the finer details of all our business checking accounts.

Learn more about accepting credit and debit card payments.

Pair your new checking account with a Payment Solutions account for easy credit and debit card processing. As a U.S. Bank business checking customer, you receive access to Everyday Funding6 and can access funds within hours, seven days a week.

Bank whenever, wherever.

Manage your money easily with online banking, online bill pay and the U.S. Bank Mobile App or U.S. Bank Online Banking.

Schedule an appointment with a banker.

Provide promo code Q1BUS23 and a banker will help you find the right checking and payment solutions account to suit your business needs.

Schedule an appointment
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Disclosures

  1. New Customers: Promo code Q1BUS23 MUST be used when opening the business checking account. Limit of one business checking bonus per business. A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account. Earn your $500 business checking bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking, Gold Business Checking with Interest or Platinum Business Checking account between 1/31/2023 and 3/31/2023. You must make new money deposit(s) of at least $3,000 (Direct, Mobile Check Deposit, ACH or Wires) and then maintain a balance of at least $3,000 through 60 days after account opening. The new money deposit cannot be funds held by U.S. Bank or its affiliates. An individual signer on the new checking account must be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App using their business profile within 60 days of account opening.

    The business checking bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of deposit verification, as long as the account is open and has a positive balance. Offer may not be combined with any other business checking account bonus offers. Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank Business Checking account or had a U.S. Bank Business Checking account in the last 24 months.

    All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

  2. New customers: Limit of one Payment Solutions Merchant bonus per business. To earn the $600 Payment Solutions bonus offer, you must open a new U.S. Bank Business Checking account and meet the above requirements plus open a new U.S. Bank Payment Solutions Merchant account by 3/31/2023 and accept and settle a transaction into your new U.S. Bank Business Checking account within 60 days of the open date of your Payment Solutions account. The Payment Solutions bonus will be deposited into your new U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance. Payment Solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship. Refer to your company application for all terms, conditions and schedule of fees.

  3. Existing customers: Limit of one Payment Solutions Merchant bonus per business. This offer is only valid for the business checking account referenced in this letter and is not transferable. To earn $600 payment solutions bonus offer, you must open a new a U.S. Bank Payment Solutions Merchant account by 03/31/23 and accept and settle a transaction into your U.S. Bank Business Checking account referenced in this letter within 60 days of the open date of your payment solutions account. The payment solutions bonus will be deposited into your existing U.S. Bank Business Checking account within 45 days of settlement verification, as long as the checking account is open and has a positive balance. Payment solutions bonus offer is not valid if you have an existing U.S. Bank Payment Solutions relationship. Refer to your company application for all terms, conditions and schedule of fees.

  4. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

  5. Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking: $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.

  6. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Bonuses will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Deposit products are offered by U.S. Bank National Association. Member FDIC.