Limited Time

Earn a business checking bonus.

We’re offering you up to $800 when you open a new U.S. Bank Business Checking account and complete qualifying activities.7

Open an account today with a minimum deposit of $100. Then add more money your way.

  • Deposit a check using the U.S. Bank Mobile App or visit a U.S. Bank branch or ATM.
  • Complete an online transfer into your new U.S. Bank account.
  • Wire money from your old account into your new U.S. Bank account.

Explore the possibilities

U.S. Bank business bank accounts work with payment tools and support varying levels of monthly transactions, including deposits and check and debit card purchases. Apply online today.

Silver Business Checking Account Package

Best for new or small businesses with basic banking account needs

  • $0 monthly maintenance fee
  • 125 free transactions per month 1
  • $0.50 fee for each additional transaction

Gold Business Checking Account Package

Best for businesses with more banking activity

  • $20 monthly maintenance fee, waivable 2
  • 300 free transactions per month 1
  • $0.45 fee for each additional transaction

Platinum Business Checking Account Package

Best for established businesses with higher balances

  • $30 monthly maintenance fee, waivable 2
  • 500 free transactions per month 1
  • $0.40 fee for each additional transaction

Specialty business checking accounts

Nonprofit Checking Account

Ideal checking account features for nonprofit businesses

  • $0 monthly maintenance fee
  • 1800 free transactions annually 3
  • $0.50 fee for each additional transaction

Premium Business Checking Account

Premium services to help you plan and progress

  • Analyzed account fee, waivable 4
  • Earn credit on qualifying balances
  • 24/7 telephone support

Let us help you get started with the right business checking account.

Need a business checking account recommendation?

Simply answer a few questions to see which business checking account may meet your needs.

Compare business checking accounts.

Get an in-depth look at the finer details of all our business checking accounts, side by side.

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Switch to U.S. Bank business checking.

Use our EZ Switch Kit for a seamless transition to your new U.S. Bank business checking account.

How to waive the monthly maintenance fees

Business banking where you want it, when you want it.

Mobile banking

Online banking

Branches & ATMs

Business bankers

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Add a payment solution to boost your cash flow.

A U.S. Bank business checking account and Everyday Funding give you access to your funds within hours, seven days a week, so you can increase your cash flow.

Answers to your business checking and cash flow questions

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Frequently asked questions

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Disclosures
  1. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

  2. Units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number.

  3. Transactions are $0.50 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  4. Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.

  5. Business deposit balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

  6. Business credit outstanding balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

  7. Promo code Q1BUS24 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest, Platinum Business Checking, or Business Essentials (Only available in certain markets) account.

    Bonus Options

    Earn your $350 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account between 2/1/2024 and 4/2/2024. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. The new money cannot be from an account at U.S. Bank or its Affiliates. Checking account fees (e.g. monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or U.S. Bank Business Essentials® Pricing Information Document for a list of fees.

    or

    Earn your $800 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account between 2/1/2024 and 4/2/2024. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. The new money cannot be from an account at U.S. Bank or its Affiliates. Checking account fees (e.g. monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or U.S. Bank Business Essentials® Pricing Information Document for a list of fees.

    • The business checking bonus will be deposited into your new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance. 
    • Offer may not be combined with any other business checking account bonus offers. Offer is not valid if you or any signer on the new business checking account or the business have an existing U.S. Bank Business Checking account or had a U.S. Bank Business Checking account in the last 24 months.
    • All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or U.S. Bank Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
    • Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.