Gain a holistic view of your business accounts.

Work with us to utilize the right tools and find flexible account structures to accomplish your cash management goals. Streamline your banking relationships with aggregated account balances and combined reporting options.

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Get a complete view of your relationship.

  • See, sort and drive output based on your needs with flexible customization options.
  • Use previous and current day reporting, in addition to service specific special reports.
  • Retrieve your specified level of data quickly.
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Link multiple checking accounts to share balances.

 

  • Choose to automatically concentrate excess funds and disburse funds to maintain your target balance.
  • Simplify your banking relationships, lower costs and make reconciliation easier by consolidating to a master account.
  • Streamline processes to reduce costs.
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Consolidate cash and reporting.

 

  • Receive reporting for all master and sub-account activity as if it's in a single account.
  • Monitor balances in each of the sub-accounts to view cash position and allocate income or costs.
  • Track cash contributions of each sub-account daily.

Discover a portfolio that works for you.

Select from a full range of deposit and investment solutions.

Invest in a wide selection of products.

Certificates of deposit, money market deposit accounts and interest-bearing checking accounts can offer a relatively conservative and stable way to diversify your excess cash. Deposit products are backed by the strength and security of U.S. Bank National Association, one of the nation's leading financial institutions. A variety of other fixed income products are available, including U.S. Treasuries, money market mutual funds and agency securities.

Maximize liquidity with sweeps.

Put excess cash to work and ensuring your operations are appropriately funded to optimize your working capital. Save time with automatic transfers and consolidate your investment dollars.

Take the driver seat in your cash management.

We understand the complexity organizations face today and the challenges to transform at a rapid pace. Our consultative approach to understanding your working capital needs provides a platform to quickly help identify opportunities for increased efficiency and working capital advantages.

Make better decisions on investing and borrowing.

Work together to uncover process and technology changes that can help contain costs, realize efficiencies and strengthen your working capital. You’ll have an improved point of view for your investing and borrowing decisions.

Centralize your receivables management process.

  • Unify exception management across payment channels.
  • Customize business rules, workflow management and annotation.
  • Enable reassociation of remittance data with the financial transaction (if separate).
  • View working capital cycle strategically to enhance decision making.

Consolidate your electronic payables function.

  • Streamline your accounts payable payments processing with one payment file
  • Improve timing of payment and payment related information delivery.
  • Reduce risk of payment fraud.
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Disclosures

Investment products and services are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency

For purposes of Section 15B of the Securities Exchange Act of 1934 (the "Act") (SEC Rule 15Ba1-1 et seq.) (the "Rule"), U.S. Bank, National Association (the "Bank"): (1) is not recommending and will not recommend an action to you; (2) is not providing and will not provide "advice" to you as defined in the Rule, and any information or communication from the Bank in respect of your accounts with the Money Center or the Safekeeping Departments of the Bank (the "Account(s)") or in respect of any securities transaction or potential securities transaction to be executed via the Account(s) is not intended to be and should not be construed as "advice" as defined in the Rule; and (3) the Bank is not acting as an advisor to you and does not owe you any fiduciary duty pursuant to Section 15B of the Act or otherwise with respect to any such Account(s), information, communication, transaction or potential transaction.

You should discuss any information or material provided to you by the Money Center in connection with trading, investing or other activity in the Account(s) with any and all of your internal or external advisors and experts that you deem appropriate before acting on any such information or material.

Although money market mutual funds seek to preserve the value of your investment, it is possible to lose money by investing in a money market mutual fund. Past performance does not guarantee future results.

You may obtain a prospectus for available money market mutual funds that contains more complete information, including investment policy, fees, and expenses from your Money Center Representative. Read the prospectus carefully before you invest. For certain mutual funds, the mutual fund’s investment adviser may have elected to waive or absorb all or a portion of fees during a given period. This waiver or absorption would have the effect of increasing a mutual fund's reported yields. Information about any waivers can be found in the mutual fund's prospectus.

Deposit products offered by U.S. Bank National Association. Member FDIC. Eligibility requirements, other fees and conditions may apply. Rates are subject to change without notice.