Cash management

Manage cash flow effectively.

Make the most of your daily operational needs while receiving value and return on excess funds.

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Gain a holistic view of your business accounts.

Work with us to utilize the right tools and find flexible account structures to accomplish your cash management goals. Streamline your banking relationships with aggregated account balances and combined reporting options.

Get a complete view of your relationship.

  • See, sort and drive output based on your needs with flexible customization options.
  • Use previous and current day reporting, in addition to service specific special reports.
  • Retrieve your specified level of data quickly.

Link multiple checking accounts to share balances.

  • Choose to automatically concentrate excess funds and disburse funds to maintain your target balance.
  • Simplify your banking relationships, lower costs and make reconciliation easier by consolidating to a master account.
  • Streamline processes to reduce costs.

Consolidate cash and reporting.

  • Receive reporting for all master and sub-account activity as if it's in a single account.
  • Monitor balances in each of the sub-accounts to view cash position and allocate income or costs.
  • Track cash contributions of each sub-account daily.

Discover a portfolio that works for you.

Select from a full range of deposit and investment solutions.

Invest in a wide selection of products.

Certificates of deposit, money market deposit accounts and interest-bearing checking accounts can offer a relatively conservative and stable way to diversify your excess cash. Deposit products are backed by the strength and security of U.S. Bank National Association, one of the nation's leading financial institutions. A variety of other fixed income products are available, including U.S. Treasuries, money market mutual funds and agency securities.

Maximize liquidity with sweeps.

Put excess cash to work and ensuring your operations are appropriately funded to optimize your working capital. Save time with automatic transfers and consolidate your investment dollars.

Take the driver seat in your cash management.

We understand the complexity organizations face today and the challenges to transform at a rapid pace. Our consultative approach to understanding your working capital needs provides a platform to quickly help identify opportunities for increased efficiency and working capital advantages.

Make better decisions on investing and borrowing.

Work together to uncover process and technology changes that can help contain costs, realize efficiencies and strengthen your working capital. You’ll have an improved point of view for your investing and borrowing decisions.

Centralize your receivables management process.

  • Unify exception management across payment channels.
  • Customize business rules, workflow management and annotation.
  • Enable reassociation of remittance data with the financial transaction (if separate).
  • View working capital cycle strategically to enhance decision making.

Consolidate your electronic payables function.

  • Streamline your accounts payable payments processing with one payment file.
  • Improve timing of payment and payment related information delivery.
  • Reduce risk of payment fraud.

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