Package Money Market Savings pricing and features

No monthly maintenance fee

Grow your savings even faster with no monthly maintenance fee.

Minimum opening deposit

You’ll need a $25 minimum opening deposit.

Competitive interest rates

Get a competitive savings account interest rate and watch your savings increase.

For more information on features and pricing, check out:

 

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Today's Savings Rates

Annual Percentage Yield (APY) and interest rates effective date for zipcode (Edit)

Annual Percentage Yield (APY) is the effective annual rate of return, taking into account the effect of compounding interest.

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Daily balance*

APY

Interest rate

$ to $

  • Daily balance*

  • $ to $

  • APY

  • Interest rate

Benefits for all U.S. Bank Savings accounts

No ATM transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Overdraft protection option

Your savings account can be linked to your checking account to provide automatic coverage of negative checking balances.

Custom account alerts

You can set up email or text message reminders about transfers, low balances and other important activity on your account.2

Online and Mobile banking

Secure access to your account makes it easy to stay in control of your finances, wherever you’re online.

Automated savings

Set up recurring transfers to your savings account from another U.S. Bank account, and see your savings grow.

E-statements

Statements for savings accounts are archived automatically online for fast access anytime – and best of all, they're free.

 

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Disclosures

* You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.

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  1. Package Money Market eligibility - A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package account with at least one common account holder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver or Gold Checking Package account is closed or transferred to a different non-qualifying product.

  2. Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.